Just take the middle-aged couple facing a financial double-whammy, with few dollars saved to put their children through college and little if any money banked for retirement. For financial planners, it is an increasingly common scenario, with college maybe the only thing Americans do as bad a job of saving...
Our monthly cell phone bills are usually sky-high. Luckily, there are a few ways to save money on your cell phone bills. You don’t need to make huge changes, like switching out your Samsung Galaxy for a secondhand flip phone (although that...
When you hear the market has suffered a big drop, your first instinct is probably to check your investment account balances. But that is actually the opposite of what you should do, according to Dan Ariely, chief behavioral economist at Qapital, a provider of a personal finance mobile app, and...
There's a strong chance Social Security will wind up playing an important role in your retirement. Maybe you'll need that money to cover your essential bills, like housing and healthcare. Or maybe you'll kick off your senior years with enough money in...
The New Year is off to a fruitful start for millions of Americans. Some 5.3 million workers will be receiving higher pay starting Jan. 1 as minimum wage increases kick in for the New Year, according to an analysis from the left-leaning think tank Economic Policy Institute. The EPI analyzed...
Americans are taking a hard line on debt in 2021, with many households making debt reduction a priority. According to a December 2020 study from Fidelity Investments: 44% of Americans vowed to save more money in 202143% said...
These are the best Fidelity funds by performance for your Fidelity 401(k). Fidelity Investments is a powerhouse in retirement planning. Investors put $6.8 trillion in Fidelity 401(k)s, or more than Japan’s $5.4 trillion gross domestic product. Although stock funds...
A good credit score is crucial to building a healthy financial foundation for your life. Not only does it make it easier to qualify for credit when you need it, but it also gives you a better chance of scoring lower interest rates and...
That can mean paring back on areas of your budget where you’ve been lax. It can also mean lightening up on bad habits that add up over time. And to accomplish this, you will need to take a hard...
John Ulzheimer is a well-known credit specialist with over 20 years spent working in the credit industry. He formerly worked for Fair Isaac Corp., the company behind FICO credit scores, and Equifax, one of the three main credit bureaus. Needless to say, he knows...
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