Your credit score is one of the most important indicators of your financial health, especially in the eyes of lenders who have the ability to extend you credit for some of the biggest purchases of your life — like a mortgage for a home or a loan...
As the cost of higher education continues to rise and student debt Opens a New Window. loads pile up, there is one mistake many families make when it comes to lowering college Opens a New Window. expenses. Each year...
For the second month in a row, the Office of Personnel Management’s backlog of retirement claims increased in August. The 17,963 claims are an increase of 924 from July’s 17,047, and 4,963 claims higher than the steady state goal of 13,000. In August, 7,383 claims were filed, an increase of...
Do you think you may be ready to retire and want to apply for Social Security benefits? We’re here to help you make an informed decision about when to apply for benefits based on your individual and family circumstances.
The interest rates on federal student loans will go down next academic year. The government sets the annual rates on those loans once a year, based on the 10-year Treasury note, which has also been on the decline.
As American student loan borrowers gear up to resume monthly payments, they have made record payments on their loans over the past few weeks, according to U.S. Treasury data—getting ahead of the first official due date in over three years. Borrowers repaid over $2 billion over the week of Sept....
The Fair Credit Reporting Act protects your interests by governing how credit reporting agencies gather, protect and share your information. The FCRA includes provisions about who can request your credit report and how you can access it.  The legislation...
Uncle Sam doesn’t give out too many freebies when it comes to tax time, except in the form of retirement plans. Surprisingly, not many people take advantage of them. Only 41% of people contribute to a 401(k) when they...
Relax. Your monthly Social Security checks are not in danger because of the looming federal government shutdown. That will be reassuring news to those retirees who, like many of the rest of us, have difficulty understanding the different impacts of, on the one hand, the U.S. government coming up against...
It’s much easier to make decisions that offer immediate satisfaction, rather than decisions that offer satisfaction decades from now. Why is that? After years of studying what separates high performers from everyone else, I’ve found that...
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