Having an “overfunded” retirement isn’t a bad problem to have, but it does raise the question: what are your goals for your finances, the present and your future, and are you meeting them? A big pile of money is great, but it’s...
Your 401(k) retirement plan is all about investing in your future. That means a few different things as far as choosing the mutual funds in which to invest. First, you want to consider your time horizon. If you have...
Existing health and retirement benefits are a significant incentive for employees to take or keep a job in the federal government, according to the latest survey results from the Office of Personnel Management. About 70% of those who took...
Personal loans are borrowed money that can be used for large purchases, debt consolidation, emergency expenses and much more. These loans are paid back in monthly installments over the course of typically two to six years, but it can take longer depending...
No, I’m not a middle-aged ogre delighting in the social setbacks of the young. I’m a fan of the young people out there who are learning to turn down things they cannot afford, like the friend who says no to a night...
Emergency savings come in handy for all sorts of disruptions in life. Putting money in a high-yield savings account can help you pay for unexpected expenses, such as medical bills, or weather unexpected events like losing your job. But just how much you...
The surge in mortgage demand from homebuyers over the past two months appears to be waning, even as mortgage rates continue to drop. Mortgage applications to purchase a home fell for the second straight week, down 1% from the...
If you’re a young adult just starting out on your own, lots of things are shouting for your attention, from a new job to confusing money concepts. For instance, why should you save for something 40-plus years away? More...
You’ve got a workplace retirement plan. Fabulous! But there’s plenty your employer likely isn’t telling you — or doing for you —that’s costing you money. Here’s how your employer might be letting you down: We probably set you up...
When you consider the big costs in life—paying for college, buying a house, retiring—the numbers seem impossible. How, you may think, can any one person expect to save $1 million or more for retirement? How can anyone hope to put away enough...
error: Content is protected !!