Should you stay or should you go?
When you retire, should you move your 401(k) out of the company when you walk out the door? There’s three good arguments to keeping your 401(k) assets with you when you leave, rather than leaving them with your former employer.
Leaving behind your assets...
There are plenty of good ways to increase your productivity, whether by being more organized, educating yourself or re-thinking business strategies. However, sometimes what you really need is to remove some strain by adding some joy to your process.
Take these methods and attitudes to heart and you'll find success...
Families living frugally on tight budgets are calling for a return to the old days when people really knew how to do it tough.
With news electricity prices are hurting pensioners and people on low-incomes, and the cost of living high in general, people are returning to old tips and...
For many contemplating retirement, one’s future living arrangements is the most thought about – yet least acted upon – aspect of retirement planning. According to the U.S. Bureau of Labor Statistics even though housing is the largest average cost in retirement, older...
People who find it easiest to financially prepare for retirement have four behavioral traits, a new survey shows.
Yet just 10% of workers have all of these “optimal” characteristics, according to the survey findings, from Goldman Sachs Asset Management in collaboration with Syntoniq, a behavioral finance research organization.
The behaviors help...
While most Americans have a credit score that is generally considered “good,” it may be helpful for those looking to raise their rating to know exactly which factors agencies use to calculate it.
According to Experian, the average FICO...
Financial commentators like “Rich Dad Poor Dad” author Robert Kiyosaki and “Financial Samurai” blogger Sam Dogen agree: The key to becoming wealthy is passive income.
“The rich do not work for money,” Kiyosaki once said in an interview with MarketWatch. “If you act like a mule, chasing the carrot —...
These changes could surprise both retirees and workers.
Social Security is a hot-button issue in politics these days. Without reform, the program may have to cut benefits for millions of seniors who rely on the program to make ends meet and even more Americans who've already paid into the program.
While...
As baby boomers age into retirement, many find their financial outlook a little more uncertain than they had hoped. For several years, Congress has debated cuts to Social Security programs that could reduce or close certain services and benefits many boomers rely on.
In this article, we’ll discuss potential cuts to...
To effectively plan for your retirement, experts say, you need to watch your savings rate and total nest egg.
But how much you really need to have set aside depends on another number — your life expectancy.
Yet that figure is also the most elusive — no one knows how long...
