One of the basics of building a financial foundation is saving. When you set savings goals, you’re more likely to develop long-term money habits that will benefit you. You’re also more likely to reach your objectives. If you’re looking for...
Negative marks on your credit report can make it difficult to qualify for new credit cards and loans. After all, a seemingly minor action, like being 30 days late on a credit card payment, can decrease your credit score by as much as 180...
Before the pandemic, working remotely on a full-time basis was something only a small percentage of salaried employees got to do. But in the wake of the pandemic, more companies have realized that workers are, in fact, capable of doing their...
Most American workers dream of a comfortable retirement. Yet many find their money falls short of meeting that goal when they reach their golden years. Much of the problem has to do with how the retirement system has evolved. Pension plans that used to guarantee a stream of post-career income from...
Being a parent often means having to be mindful about money matters. And when you're a mother who also writes about personal finance, there's a lot of pressure to do a good job with managing your cash flow, all the while making sure...
If you’re heading down the aisle this year, your tax situation is likely the last thing on your mind. Yet at some point, it’s probably worthwhile evaluating what getting married will mean for your taxes. While many couples will...
Planning for retirement Opens a New Window. can be a challenge for Americans at a time when many are having trouble saving Opens a New Window. . Nearly half of Americans (48 percent) don’t think their retirement savings will...
We're used to hearing bad news on the retirement savings front, given the number of Americans who are currently unprepared. But Millennials may be bucking an otherwise dangerous trend. A good 71% of younger workers are saving for retirement, either in a 401(k) or another dedicated plan, according to...
Any time you apply for a credit-based account, whether it’s a credit card or a mortgage refinance loan, your credit score will be an important factor. Lenders use credit scores to help determine how likely you are to repay your debt as...
As a parent, it's natural to want to be there for your children -- even once they're grown and have families of their own. But while it's one thing to offer your adult kids emotional support, it's another thing to offer them...
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