Building a business takes money. If you’re starting a brick-and-mortar traditional business, it could take tens of thousands of dollars to get things rolling. If you’re dealing with intensive infrastructure needs, you may need even more — in the realm of hundreds...
Social influencers focused on financial education for the Black community are emphasizing a message of financial freedom this Juneteenth as the nation commemorates the end of slavery in the United States. “I definitely feel the Juneteenth remembrance should have a level of economic understanding as a part of it,” Rashad...
Nearly all IT projects face a similar major challenge: Budgets. Only about half of all projects end up completed under budget, according to the Project Management Institute. This is largely because often, budgets are estimates based on what is known when the project is started, said Alan Zucker, founding principal...
Everyone knows that they need a retirement plan. But that means different things to different people, and not every plan counts as a truly useful retirement plan. Sometimes a retirement plan is something that is prepared for you by...
Will You Outlive Your Retirement Savings? Well, that's a scary thought. Unfortunately, one that millions of people have to struggle with. No doubt, it keeps people up at night. In our imaginations, retirement is something we look forward to. The details might change, but I often hear people talk about things...
You too can take advantage of soaring home prices. And no, you don’t have to sell your home in order to cash in. As real estate values rise across the country, a growing number of homeowners are pulling cash out of their homes through home equity loans and home equity...
The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t. Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file...
If you apply for a mortgage, lenders are going to look at your credit score. If you have bad credit, they may deny you a loan entirely. Or they may charge you a higher interest rate if they are willing to allow you to borrow at all. This can...
Many of us may not be able to spend that much money needed for luxurious travel but wish to explore the world anyhow. Maybe you don’t know but it is possible to travel around without leaving a crack on your bank account. If you are really into traveling and...
More than 60 million Americans get Social Security payments right now. Tens of millions more expect to file for benefits in the coming years. The money they'll get from the program is vital for their financial survival. When it...
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