Paying less than you owe to creditors sounds like a good deal. But debt settlement isn’t what it seems. If you’re considering working with a debt settlement company — which negotiates with your creditors to accept less than what you owe — look beyond the marketing pitches. These programs have...
These are four of the most important things you can do to live a financially healthy life. A general personal finance rule is to avoid credit card debt at all costs. It’s typically better to finance something with a personal loan, home equity loan, or even a 401(k) loan than...
People go to extraordinary lengths to save up for a Big Trip. There are the small things -- like taking a miserable ham sandwich to work every day instead of eating out, or letting your hair grow a little more shaggy between cuts -- and there are the big...
The monthly statements are coming in, but that doesn’t mean it’s time to panic if you went a little over budget during the holidays. Experts offer five tips on how you can get your budget back on track. Know where you are Look at those post-holiday credit card statements, while also...
CHILDREN returning to school over the next two weeks will free up parents’ time but also free plenty of cash from their purses and wallets. Parents often leave back-to-school shopping to the last minute as they recover from their Christmas hangover, money specialists say, and many are forced to put...
January can be a tough month for our finances. Not only is a long stretch between being paid before Christmas to your next pay date in January, but there’s also that post-Christmas squeeze many of us feel at this time of year. Top this off with it being deadline...
It’s no fun breaking up with money, but your wallet will thank you in the long run. MELISSA Browne is an accountant and financial adviser, but that doesn’t mean she was brilliant with her own money. In fact, she learned the hard way how to sort out her own finances....
Sometimes it can feel like you've got a lot of balls in the air, money-wise. In the midst of all this juggling, how long can you keep your eye on your budget? Even though many popular budgeting programs are set up to help you allocate your money by the month,...
WEALTH management expert Vanessa Stoykov has five simple tips that will ensure you save $200 every week. Having $800 a month going into savings or an investment sounds pretty good right? Before you know it you could be investing almost $10,000 a year, and setting yourself up for an easier...
Many people are asking how to start a business. It’s not that they don’t know what product/service they want to offer; they just don’t know how to move it forward. They are stuck. Well, the only way to start a business is to just start. Here are a few tips...
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