There are plenty of reasons to refinance your home — better rates, lower monthly payments, and getting rid of private mortgage insurance are just a few of them.
But there are times when refinancing isn't the best financial decision....
It turns out one of the best retirement tools out there has likely been under your nose the entire time.
Saving for retirement is hard, and most soon-to-be-retirees aren’t prepared enough. The average retirement costs upwards of $738,000, according to the 2017 Merrill Lynch Finances in Retirement Survey, and nearly...
Costco is a warehouse club that offers discounts on bulk purchases. This can help you cut grocery costs so you can put more money into savings or use it for other financial goals. Costco also has its own brand of products, the Kirkland Signature...
Too many people don’t take their IRA and 401(k) paperwork seriously enough, and that leads to terrible consequences. Here are two recent cases that will surprise and shock a lot of people.
The first case involves an IRA owner...
Federal employees are turning to a Delaware insurance company to save money on necessary safety nets.
Starr Wright USA helps federal employees save money on professional liability insurance by offering a variety of services and specials tailored to people who work for the federal government.
The insurance company is currently running...
Healthcare has been top of mind for a lot of people since the COVID-19 pandemic began over two years ago. It's something we all hope we don't need too often -- both because we want to stay healthy and because we...
Many things occupy your mind during a divorce. Understandably, taxes can likely fall to the bottom of the list. But there are critical tax considerations that should be evaluated, particularly when it comes to dividing qualified assets, such as 401(k)s, IRAs and...
‘Tis the season for caps and gowns! Congratulations on your graduation and job, as well as your intelligent desire to take smart steps to secure your financial future in the longer term. The unfortunate fact is many college graduates may land great jobs but will end up creating years...
Advisors need to help their older clients get out of debt, particularly credit card debt, which could derail their retirement plans if it is not eliminated, according to Christian Mills, head of finance, advisor relations and behavioral finance for Reverse Mortgage...
2020 has been a crazy year for investors, with more volatility than we've seen in more than a decade. That's created plenty of opportunities for those who've been ready to take advantage of them. However, it also creates some traps for the...
