Emergency savings can help you out if unexpected expenses arise. But the coronavirus pandemic has caused the majority of Americans to dip into their rainy day funds, with many expected to deplete them by the end of 2020.
Roughly...
Even if you do not find yourself facing retirement age right now, this is a good time to take a look at your investments and how you can increase your returns and protect your gains through portfolio diversification.
The vast majority of people have their retirement savings in IRA or...
You probably already know how much of an impact your credit report and credit score can have on your financial life, both for better and for worse. Unfortunately, the history of consumer credit and the history of legal protections for consumers don't quite match up. Prior to the Fair Credit Reporting...
Ideally, you'll enter retirement with a healthy chunk of savings, whether in a 401(k) or IRA. But you'll need a plan for accessing that money. You don't want to just randomly take withdrawals from savings, because that's a good way to deplete...
Many workers look forward to retirement and a chance to enjoy the laid-back, leisurely lifestyle a full-time job just doesn’t allow for. Unfortunately, the majority of workers today might have to wait a bit longer before bringing their careers to a close. Roughly 60% of Americans are very likely...
If you are a CVS shopper, you probably already know the drug store often runs sales and offers special promotions in its weekly ads. But buying items when they are discounted is not the only way to reduce the cost of what you...
When should you claim Social Security? That's almost impossible to answer because a lot depends on your personal circumstances. Some people will end up with far more money by waiting to claim benefits as long as possible, while others could see more...
Everyone wants to have a financially secure retirement, but to get there, you'll have to save and plan. Just getting started with a retirement savings strategy can be the hardest part of getting on the road to retiring richer.
Once you've begun, though, there are some things you can do...
Credit card and personal loan debt reached record levels in the third quarter of 2022, as consumers face higher costs of goods and services as well as higher interest rates, according to TransUnion data. These trends indicate that consumers are likely turning to credit cards and unsecured personal loans as a...
Paradise Found? Maybe
While there are many offbeat possibilities for retirees who want to skip retirement communities, some seniors are dusting off their passports and pulling up stakes to move abroad. It’s easy to see why the idea has...
