Researchers tell us that most people would be better off waiting to claim Social Security Opens a New Window. benefits. Yet most people file early Opens a New Window. . More than half apply for Social Security before they...
How much did you know about investing when you were thirteen? About 30% of adults under the age of 45 have a relatively low level of financial literacy, according to a survey conducted by the TIAA Institute.
It’s getting harder to generate a good return on your cash. An analysis of Federal Deposit Insurance Corp. data by behavioral economics consulting firm Analyticom found that rates for certificates of deposits (CDs) are falling across the board for...
After years of hard work, many Americans look to kick back and enjoy their golden years. However, there are dozens of habits that can impact the different ways people save for retirement — some good, others bad. Financial expert...
Physical health is a major focus for seniors as they get older. What about their financial health Opens a New Window. ? The National Council on Aging Opens a New Window. said while likely under-reported, the cost estimates of...
Take a bow, skinny soy latte. Your time as budget-crusher is up. Unconscious spending is the next Starbucks-like personal finance cliché, says Chris Kampitsis, a certified financial planner at the Barnum Financial Group in Elmsford, New York.
A friend recently texted me that she had spent her entire weekend obsessing over money. “I don’t know what kind of life I want to live, or what I want to save for, or even IF I want to...
Without independent savings, retirees risk struggling to keep up with their bills at a time in life when generating extra income may not be so easy. Contrary to what some have been led to believe, Social Security doesn’t provide enough income for...
As America marks the 10th anniversary of the end of the Great Recession in June, a new Bankrate survey Opens a New Window. finds that more than 1 in 5 (22%) Americans who were adults when the recession started in December 2007...
If you’re heading down the aisle this year, your tax situation is likely the last thing on your mind. Yet at some point, it’s probably worthwhile evaluating what getting married will mean for your taxes. While many couples will...
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