Getting and staying out of debt can be challenging, and you might be tempted to go to extremes — like cutting out all discretionary spending — to get out of it. In reality, commitments like this never stick for long because...
It pays to avoid these money-related blunders at all costs. It's that time of the year -- when houses are lined with ghosts and goblins, and horror movie screenings are popping up all over town. And if the idea...
At a time when millions of Americans await their third government stimulus check, some are finding creative methods to stretch their cash. Cash-back credit cards, when used wisely, can be an easy way to make a little extra money...
Age 62 is the earliest age you can file for Social Security, and not surprisingly, it's also the most popular. But signing up to collect benefits at 62 has its drawbacks -- namely, locking in a lower monthly benefit for life.
The largest and final cohort of the baby boom generation — 30.4 million Americans — will turn 65 by 2030. And more than half of that group will rely primarily on Social Security for income, according to new research from...
Some older people have the problem of entering retirement without a lot of savings to tap. But even if you have a robust IRA or 401(k) balance, it doesn't necessarily mean you're all set for retirement. The...
    Proposed Social Security cuts come in many forms — some of which are disguised as no cuts at all but amount to the same thing. That’s the case with proposals to raise the full retirement age for collecting benefits, which has the backing of more than 170 members of...
IMPROVING your home can seem like a costly expense but there are cheap ways to spruce up your abode. Whether you want to get it ready for a sale or just give it a makeover, Australian interior design company, Bowerbird have offered their best budget tips. Improve your entryway Bowerbird suggest improving...
In the early years of 401(k) saving, reaching a six-figure balance can feel impossible. You see the money deducted from your pay, and with little momentum in your retirement account balance, you might naturally wonder if all that saving is worth it. Rest assured, you will see the value of...
Ask Americans why they don’t have money set aside for their future and many will answer that saving for retirement isn’t a priority for them. At least, that’s what 40% of respondents in a recent GOBankingRates’ survey said when asked why they...
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