While the federal government has never defaulted, failure to lift the nation’s debt ceiling—a potential crisis now averted—could have had a significant impact not only financial markets, but a devastating impact on retirement savings.
Amid lingering fears that Congress...
Investing in real estate is one of many ways to set aside funds for retirement. If you are looking to diversify your savings, you might consider including real estate in your retirement plan. There are advantages and disadvantages that come with property investments,...
The trend
A growing number of retirees are leaving their savings in defined contribution plans — mainly 401(k)s — after they have stopped working instead of rolling them over into an outside account.
The trend is meaningful for...
A budget is, at its simplest, a plan for how you'll spend your earnings. It ensures you have the funds to cover your essentials — like housing, groceries, utilities, and your monthly debt payments — while also working toward other financial goals.
Inflation has been running high for several months since this summer, and it might not be as "transitory" as policymakers initially thought. Federal Reserve Board Chair Jerome Powell had a noticeable change of tune earlier this month, and former Chair and current...
Are you thinking about retiring? If so, there are a few crucial financial decisions that you're going to need to make first in order to be sure you'll have enough money to live on and won't put your future retirement security at...
Inflation is not just a day-to-day worry for Americans. It is now also their top risk for retirement.
A survey from Allianz Life Insurance Company of North America finds that 25% of Americans see rising inflation as the single...
Consumers shopping in a brick-and-mortar chain store this holiday season may be presented with an offer at checkout: Apply for the store’s charge card and receive an immediate discount on the purchase.
It might sound like a tempting deal,...
Regardless of what you may have heard, getting a mortgage with bad credit is possible. There are other factors besides your credit score that can help tip the scales in your favor. Follow these steps and learn how to increase your chances...
A new year is the perfect time to change old habits for the better — especially when it comes to your financial well-being. But those pie-in-the-sky financial ideals that you wish you could achieve aren’t the ones that will stick. For example,...
