Many people grew up with the expectation of banks as "big, strong and friendly" institutions that will stand right by them to keep their savings secure and, in the case of fixed deposits, their principal guaranteed. As such, banks typically enjoy a high level of trust with their customers. Young...
The first few months your newly-licensed offspring take to the road unsupervised is quite possibly one of the most nerve-racking periods of parenthood. Not only do you want to know your not-so-little one is getting a good deal on their first car, but you also want some reassurance they’ll...
Many people start the new year with leftover debt from the previous year, and additional interest month after month just makes the problem worse as the year goes on. Principal Financial reports that 40% of people intend to save more money each month, while 42% plan to pay off debt. Additionally,...
Many millennials spend a decade or longer struggling to assemble the down payment they need to buy a first home. Meanwhile, home prices continue to rise and mortgage rates are on the upswing. But many aspiring homebuyers make it harder on themselves than necessary, says Rob Chrane, the founder and...
It’s more than a month post-Christmas, but many people are still feeling the pinch, and none more so than small business owners. Running your own business can be financially difficult at times, and even when you’re sitting pretty, it’s always a good idea to think about how you can...
Research says if you want to save, you have to use one of two tactics: be more mindful — or completely mindless. If you can assign your money particular “jobs” as it applies to meeting your goals, you’ll be more successful. New year, same sad savings scenario. According to a new...
John Keown, a private wealth adviser for Ameriprise Financial Services, says small companies typically find the 401(k) prohibitively expensive. Big companies that offer 401(k) plans might seem to be putting their employees on the fast track to savings, but small-business owners and employees don’t have to be derailed by their...
If you think spring break is just an excuse for college kids to have a carousingly good time, you could be right — but it’s also become the perfect vacation time for families, couples, solo travelers, and anyone who wants to find a nice warm beach or the perfect...
Miami Valley residents are getting hit in the wallet by the bitter cold in the form of high energy bills. “Our heating bill went up about $100 bucks this past month and we felt it,” said Kent Vanderkolk of Fairborn, “We enjoyed the last two winters when it wasn’t so...
Congratulations on the purchase of your first home. Though the journey was likely one of ups and downs, you’ve finally found a place where you can start a new life. As one might imagine, it was no easy feat to pinch pennies and save every dime towards buying the...
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