Millions of Americans are their own boss, which means that millions of Americans need to be proactive with their retirement savings.
One-in-ten workers are self-employed, according to a 2015 Pew Research Center report, and another 20 percent work for the self-employed (although only a quarter of these businesses employ other...
In many ways, retirement is unknown territory. After spending several decades in the workforce, bringing in income and saving for the future, you now need to spend and manage that money.
Stepping into this new phase of life sparks change for your finances and lifestyle. “It is hard to grasp...
Most retirement projections seem to be based on how much income you'll need in retirement. But shouldn't my planning be based on how much I'll actually spend after I retire? How do I figure out what my spending might be and whether I'll be able to meet my spending...
Reaching seven-figure status isn’t as hard as you may think. In fact, some say that “millionaire is the new middle class.”
To illustrate just how attainable the dream of becoming a millionaire could be, personal finance site NerdWallet created a chart showing how much money you need to set aside...
Budget airlines are a decent option for cheap travel, but they’re also known to be uncomfortable, they nickel and dime you for every little thing, and now, people are questioning the overall safety of these low-cost flights. These four tips will help you pick a budget or foreign airline...
After years of hard work, many Americans just want to kick back, relax and enjoy their golden years. In theory, this may seem simple, but in reality, they may not be financially ready.
Those who have done the math estimate that they will need about $1 million for retirement. But...
Tokyo isn't typically a destination for budget travelers, according to Jonathan Alder, a travel agent and Tokyo expert.
"Hotels, dining out and transportation are all quite expensive in the city, but you don't need to have deep pockets to have an upscale trip," he said.
Following are some tips to enjoy...
The role of small business in promoting growth and development has shot to the top of the agenda this year, with both President Ramaphosa in his inaugural State of the Nation Address and former finance minister Malusi Gigaba in his Budget speech highlighting the critical role of this sector...
Financial anxiety is a monetary monster that haunts many Americans, stoking worry for people across income level, race and gender.
“Financial anxiety can be debilitating, and it can cause significant distress in one’s daily life,” says Kristy Archuleta, associate professor of personal finance planning at Kansas State University and co-founding...
You've got a lot you want to accomplish: pay off your student loans, take a dream vacation, buy a house before 35. And maybe get married and have kids someday. And oh yeah, the monumental task of saving for retirement that's constantly hanging over your head.
But all of this...
