Technology can be super helpful when it comes to saving money— from apps that help you budget to online shopping tools that find you the best deals.
But sometimes the best way is the old-fashioned way.
Many old-school money-saving tips are still effective in today's technology-driven world, according to financial experts.
Here...
Tip 1: Have a Plan
Before you start your Spring cleaning, make sure you have a plan. Diving in without a clear path as to what you want to achieve can be tricky.
Your plan should include retirement planning, and may also include other items such as paying off debt, home...
The chances are that those New Year’s resolutions to save more, eat better and exercise have fizzled out. That’s the problem with making impulse decisions when you are full of New Year bonhomie, rather than making concrete plans you’ve thought through and intend to stick to.
If you are serious...
1) Timing Is Everything: Consider the travel before booking the flights for that bucket list trip. Prices can vary hugely based on time of year, whether you are travelling midweek or on bank holidays. Using an overview website like skyscanner.net can save you serious money when choosing the correct flight.
2)...
Contributing to a retirement account can be difficult for lower income households, but one can argue that it is even more important for those families to take advantage of all the retirement savings options that are possible. One of the lesser-known options applies directly to lower-income families – the...
Adulthood, after a two-decade preamble, starts quickly.
You graduate college, find a job, rent an apartment, move in, buy furniture, start working, sign up for health insurance, open a bank account, apply for your first credit card and start saving for retirement.
That last bit, however, is tricky.
Millennials, especially younger ones...
Taking control of your financial future is important whatever your age. Thinking about saving for the future early is ideal for getting the most of your money at retirement. Planning and budgeting also gives you insight into where your money goes and helps you to change spending habits for...
Diets and budgets have one important thing in common: The best one is the one you’ll stick with.
And that’s pretty much it! There’s really no wrong way to make and maintain a budget as long as you’re tracking your spending versus your income and accounting for where every dollar...
Some kids want to be a fire fighter, astronaut or a ballerina when they grow up. Lily He wanted to be a millionaire.
Lily and her parents immigrated to the U.S. when she was nine and lived in poverty on the outskirts of San Francisco. She had just two pairs...
We're used to hearing bad news on the retirement savings front, given the number of Americans who are currently unprepared. But Millennials may be bucking an otherwise dangerous trend. A good 71% of younger workers are saving for retirement, either in a 401(k) or another dedicated plan, according to...
