Know someone trying to look fly on a budget this prom season? MoneyCrashers.com has some tips to help: Consider buying over renting When it comes to buying a tuxedo, buying may be the best option instead of renting. Buying will also save money down the road if you will wear the tux again. Don’t...
Getaways can be expensive. A 2017 survey from LearnVest found that adults rack up an average of $1,108 of debt to finance a trip. And flights can be a big part of that cost. So with summer coming, Hopper, an app that uses data to predict when airfare will be...
Nassim Nicholas Taleb doesn't like to carry any debt. In fact, the scholar and author of "The Black Swan" has "never, ever borrowed a penny," he tells Esquire. "So I have zero credit record. No loans, no mortgage, nothing. Ever. When I had no money, I rented. I have...
Why Delay Saving for Retirement? Are retirement savings a priority for you? If not, why aren’t they? Perhaps you have other expenses to deal with, excess debt, or too little income. Maybe you don’t know how much money you’ll need to retire, or you know very little about investing for retirement....
This Japanese approach to managing household spending may be over 100 years old, but it’s as relevant as ever. First there was Marie Kondo, who exploded out of Japan with her bestselling book, “The Life-Changing Magic of Tidying Up,” and managed to declutter and organize homes around the world with...
A crucial part of retirement planning is life expectancy. How long you expect to live for is important for working out how much money you'll need in retirement. Yet, for many people this number is basically a wild guess, if  it's considered at all. That's a problem because getting...
Americans spent more than $100 billion on summer vacations last year, according to Allianz Travel Insurance. It seems to be money well spent --experts say travel reduces stress, eases heart attack and other health risks and boosts energy and relaxation. The downside? Travel can be very pricey. Here are...
Do you need to increase your marketing without increasing costs? These 11 tips can help you effectively market your business and bring in new customers without taking on new expenses. Promoting a business can seem daunting for small business owners who have little to no money in their marketing budget....
It turns out one of the best retirement tools out there has likely been under your nose the entire time. Saving for retirement is hard, and most soon-to-be-retirees aren’t prepared enough. The average retirement costs upwards of $738,000, according to the 2017 Merrill Lynch Finances in Retirement Survey, and nearly...
Nearly half of Americans are at risk of retiring broke. That's according to a survey by GOBankingRates, which found that 42 percent of Americans have less than $10,000 tucked away for their golden years. Another report from the Economic Policy Institute (EPI), using 2013 data, also found that many Americans are highly unprepared for...
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