If you've racked up credit card debt, you're not alone. Credit card users owe more than $1 trillion, and the average American has a credit card balance of $6,375.
But taking on credit card debt that isn't immediately paid off is risky, and makes it nearly impossible for you to...
Investing is regularly touted as one of the most reliable ways to grow your wealth, prepare for the future and reach the $1 million retirement savings goal recommended by experts.
Although picking stocks can be risky, there are plenty of low-risk ways to get into the market, including funding a...
As a nation, America’s student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11%.
Is your personal student loan situation nearing a similar crisis? Consider these five warning signs to assess whether...
As an employer with open positions to fill, your goal should be to make the idea of working for your company as appealing as possible. As such, you might sink a fair amount of time into writing a compelling ad, developing an attractive job description, and establishing a salary...
We’re told we’re supposed to save money — as much money as possible — for retirement, since Social Security alone won’t be enough to pay our bills. But what if you’re well into your 60s, your salary offers virtually no room for savings, and you know you can’t continue...
We hear a lot these days about how the gig economy is growing. According to the U.S. Bureau of Labor Statistics, more than 10.6 million Americans are working as independent contractors, on-call workers, or temporary employees. But while being part of the gig economy certainly has its benefits —...
It’s unfortunate that money is a leading cause of divorce these days, and while good money management isn’t necessarily the key to marital bliss, it can certainly help. Ameriprise Financial conducted a study on the top habits of financially happy couples, and here’s what it found.
1. They make money...
If you spend a lot of money at the grocery store, the right credit card could save you hundreds of dollars per year.
To determine which earns you the most cash back on groceries, CNBC Make It analyzed the most popular cash back offers in the U.S. Using a sample...
After winning the equivalent of $1 million from the Super Lotto jackpot in May, a recipient known only as N. Gray of Jamaica finally collected her check last week. And she did it while wearing an emoji wink mask.
While her disguise elicited laughter, it was also quite smart.
Experts say...
You may not think of your 20s as a prime opportunity to get a handle on your finances. After all, your 20s are when you’re most likely to earn the least yet owe the largest amount of student debt. But if you get into certain smart financial habits when...
