Some millennials have really upped their game when it comes to saving for retirement: 1 in 6 millennials reportedly have $100,000 socked away, and part of that growth is thanks to the booming market. But that may be about to change. The economists at investing giant Vanguard predict that, over...
When you’ve made the decision to build a new home, selecting the right builder is a critical part of the process. You want to find a builder who business approach aligns well with your personal preferences. And staying within your budget will be a key part of positive home-building...
You already know you shouldn’t tap your retirement plan to fund frivolous purchases, yet in a handful of cases it just might be okay to take a loan. Retirement plans account for a large chunk of personal wealth: The average 401(k) plan account balance at Fidelity Investments hit $102,900 as...
If saving money were easy, perhaps more of us would do it. But there's a reason 23% of Americans have no emergency savings whatsoever. When the bills keep piling up and our earnings don't increase, finding even a small amount of cash to stick in the bank each month...
First-time homebuyers might well wonder: Where are all the starter houses? They’re right to ask because starter homes are becoming increasingly scarce in many housing markets. Housing inventory is low and home prices are soaring. What’s a first-time buyer to do? Here are five tips for finding a starter home: 1. Be realistic...
Where it used to be that businesses were able to get by without a website, today that is no longer the case. Businesses are now becoming more aware of the value that a website offers, which is prompting them to take the necessary steps to create one. However, despite...
When someone says “I’m not racist but…” they usually are. But, if research by insurer Direct Line is to believed, nearly a third of Britons are more likely to dispense with such shorthand and openly discuss their prejudices with their partners than they are to talk about the debts they...
Retirement planning in America is headed for a train wreck. More than a third of Americans who retire today will be living in or near poverty within 10 years. That should surprise nobody. Saving for retirement is a struggle for millions of Americans when paychecks are flat and bouts of...
Many people would love to retire early, with some aiming to and others assuming they can't. Here's some good news, though: You may be able to swing an early retirement if you take certain steps as soon as possible. In case you hadn't thought of them, here are some reasons...
Many American workers are still feeling the effects of the Great Recession. And that could have a big impact on how well they live in retirement. In a new survey of workers from the Transamerica Center for Retirement Studies, 56 percent of respondents said they have not fully recovered. Of those...
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