At 21, you’re a financial adult. But chances are you still don’t know what you don’t know.
We asked personal finance experts and financial planners what newly minted adults need to know about money. Their bottom line: Be sure your balance sheet includes some joy, too.
How to think about money
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Since saving for retirement is so important, you should take advantage of tax breaks for putting aside money for when you stop working. Unfortunately, that's easier for some people than others.
If you have a workplace 401(k), you can sign up through your company and have money taken directly out...
Bring more natural light into your home with solar powered skylights and sun tunnel skylights.
Not only will you get natural, energy efficient light for your health, enjoyment and value of your home, you are eligible to receive a 30 percent federal tax credit on qualifying purchases and installation.
The rebate...
The beauty of being a freelancer is getting to set your own hours and be your own boss. The downside, though, is giving up the stability that comes with being a salaried worker. In fact, many freelancers struggle to manage their money because they see huge fluctuations in income...
As things evolve at your company and responsibilities shift, there’s apt to come a time when you’ll need to fill your share of open positions. But for those higher-level roles, the question becomes: Do you promote from within or seek fresh talent outside of your organization?
There are several benefits...
In your various social media feeds, you see your friends and acquaintances visiting family, traveling to exotic locals, eating tantalizing food, driving their new car, attending a coveted cultural event, enjoying their new retirement home.
It is human to succumb to FOMO — the fear of missing out. Here are...
Millennials might be falling behind on saving and investing, but they're confident in their financial futures.
A new survey from TD Ameritrade found that 53 percent of millennials expect to become millionaires at some point in their lives, if they aren't already. The survey included responses from 1,519 Americans ages...
Everyone deserves a special treat now and again.
For some, a splurge is a fancy coffee habit while others covet big-ticket items like a new car or exotic beach vacation.
Whatever your fancy, splurging can be a nice way to reward yourself, while helping to stay on track with your financial...
The Great Recession hit more than a decade ago, but Americans are still feeling the effects of it on their pocketbooks.
When it comes to wealth distribution, families at the middle saw their household wealth drop from more than $140,000 in 2007 to $85,000 in 2010. Despite gains in recent...
While transitioning off the welfare system can be difficult, a financial advisor warns people about getting too comfortable being on the benefit.
With the Government's families package increases on the horizon, Working for Families has been called into question.
In one case a solo mother of three who took on extra...
