A tax advisor, also known as an enrolled tax agent or certified public accountant, is an accounting professional who specializes in the complex U.S. tax code, and who uses that knowledge to help taxpayers minimize their tax burden to Uncle Sam. There are differences between the various classes of tax...
For most families, a home mortgage represents both their largest single expenditure and their biggest monthly obligation. According to credit bureau Experian, the national average mortgage loan balance in 2017 was $201,000. Tennesseans carried an average of $150,000, while in Georgia the mean loan balance was $170,000. Obligations of...
If you want a credit card that rewards travel and offers cash back at a good rate, we've got you covered. In a recent analysis of the best travel credit cards, CNBC Make It reviewed 35 of the most popular travel cards in the U.S. Using a sample budget based...
Learning how to effectively manage money can make a huge difference in high schoolers’ lives. If not immediately, then certainly later on in life. But they don’t often get the lessons they need. Not in school, and not at home, as one high school student wrote on Reddit this week....
It was another good quarter for Americans repaying their debts. The percentage of people who are delinquent on their debts — meaning they are 30 days or more overdue — hit 1.73% in the first quarter of 2018, up from 1.64% in the fourth quarter last year, but still below...
For those looking to buy homes, the most popular way to finance a home purchase is to take out a 30-year mortgage. With mortgage rates having been exceptionally low for years, it's been possible to get extremely attractive monthly payments even on relatively large mortgage loans, and the 30-year...
If you have employees working for you, hopefully you already know you're required to pay them at least minimum wage. But while most employers understand some of the basics of laws regulating wages, one particular category of law gets a little confusing: overtime rules. Your staff may want to work...
Think of branding as you would meeting someone on a blind date. You dress to make a specific impression. You communicate in a way that makes the other person interested in knowing more. And, if things work out, you may nudge your way toward a second date. This is also...
For most people, the word “budget” is akin to “diet” in terms of how uncomfortable it makes them feel. Just the thought of creating and sticking to a budget is enough to make some people throw in the towel before they even begin. Despite this understandable reaction, budgeting doesn’t...
With the summer holiday season upon us, consumers using HotUKDeals , the UK’s biggest deal-sharing community, have been sharing tips on how to save money when holidaying abroad. Make sure your credit/debit card is abroad friendly or use a pre-paid card Don’t just rely on your usual credit and debit cards...
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