It turns out one of the best retirement tools out there has likely been under your nose the entire time.
Saving for retirement is hard, and most soon-to-be-retirees aren’t prepared enough. The average retirement costs upwards of $738,000, according to the 2017 Merrill Lynch Finances in Retirement Survey, and nearly...
Nearly half of Americans are at risk of retiring broke. That's according to a survey by GOBankingRates, which found that 42 percent of Americans have less than $10,000 tucked away for their golden years.
Another report from the Economic Policy Institute (EPI), using 2013 data, also found that many Americans are highly unprepared for...
Everyone has their own definition of what it means to be rich. For some, it's earning a certain amount. To others, it's a mindset. For best-selling author and self-made millionaire Tony Robbins, it's the latter.
"Abundance is a mindset, not a dollar amount," Robbins tells Reuters.
To feel rich, he says,...
Americans aren’t terrific at saving for retirement. Many are even worse when it comes to figuring out how much to spend once they get there.
An actuary who’s studied the issue for three decades recently proposed a relatively straightforward strategy that can help. In its simplest form, the “Spend Safely...
April 22 ws Earth Day. First observed in 1970, Earth Day has evolved into an international celebration to support clean air, clean water, and other measures to protect our planet. As an investor, what lessons can you learn from this special day?
Consider the following:
Avoid “toxic” investment moves. Earth Day...
When it’s warm and sunny out, the last thing on any homeowner’s mind is energy bills. But it pays to consider them now: depending on the project, an energy-saving home upgrade could shave hundreds off your energy bills come winter.
For some projects, saving energy — and money on energy...
It is well known that as things stand, the majority of South Africans will not have enough money to sustain their current standard of living in retirement.
Recent increases to value-added tax and the fuel levy, among other things, have worsened the outlook for many.
Retirement savers would do well to...
A new survey of 5,000 people by Carphone Warehouse reveals more about the lengths people will go to in order to save money. Some, such as taking your own bags to the supermarket (is there anyone who doesn’t?), are fairly standard but others are more unusual. Here’s a selection...
Saving money is essential to a secure future, yet according to a recent Bankrate survey, one in five Americans is saving nothing at all, and 65% of Americans are saving below the minimum recommended rate of 10% of income.
Why aren’t more of us saving the money we need? For...
We're told we're supposed to consistently set aside money for the future to avoid running out of it in retirement, but only half of U.S. workers are heeding that advice. New data tells us that 49% of Americans actively are saving for retirement -- which means that half the...
