Budgeting is key to getting your finances under control. You should build a relationship with money based on your needs, wants and financial goals. Do you need to get out of debt? Prepare for the future? Create a better relationship with your money? These are all questions that budgeting can...
Americans' retirement hopes have plummeted in recent years. Among non-retired Americans, only 43% think that they will have enough money to live comfortably in retirement, according to a Gallup poll. That's the lowest percentage since 2012, and it has dropped by 10% in just the last two years. Unfortunately, the numbers...
While many Americans are aware that health care expenses will be significant during retirement, it can be tough to decipher exact amounts to set aside for medical treatment. Four out of five workers have not calculated how much they will need for health costs in retirement, according to a...
College-sponsored bank accounts ding students with millions of dollars in fees each year, according to a report by the Consumer Financial Protection Bureau. The Education Department under President Donald Trump never published the analysis but advocacy groups recently obtained...
Living paycheck to paycheck is not only stressful financially, it also can take a toll on mental health. This issue is something many Americans — burdened with inflation and an uncertain economic landscape — are facing. A...
Using rewards cards can be as simple or as complex as you want it to be. On the simple end of the spectrum are cash-back cards that yield straightforward rewards with steady and predictable values. Here are some of the best cash-back card offerings. None charges an annual fee. Citi Double...
Checking your credit score and seeing that it’s dropped can feel scary and disappointing. Why the sudden change? While you may have questions about what’s going on, there are several reasons as to why your score may have gone down. The first thing to be aware of is that credit scores...
Tax-deferred accounts are great, until they aren’t—when we have to pay taxes on our withdrawals. Millions of Americans have tax-deferred accounts, pundits laud them, companies help fund them, institutions service them and markets help them grow. But when it comes...
Self-made millionaire Sidney Torres built his fortune flipping homes in New Orleans. Today, he uses his money and expertise to help struggling property investors on CNBC's "The Deed." On Wednesday's episode, Torres helps a close friend, James Brooks, finish a flip he's been working on for more than three years....
Retirees routinely rely on Social Security to cover their living expenses. Therefore, the more money you're able to collect in benefits, the better. You'll often be warned that filing for Social Security at the wrong age could cause you...
error: Content is protected !!