Proposed legislation to help over-indebted consumers might prove to be a double-edged sword, discouraging consumers from managing their credit responsibly, the Banking Association South Africa (Basa) warns.
The organisation was referring to the draft National Credit Amendment Bill, which was published by Parliament’s portfolio committee on trade and industry last...
Including these things in your budget will make it easier to track your spending better and get your spending under control.
When creating a budget there are some important things you need to include in it.
Your budget should not only include the bills you pay and the basic essentials. Life...
Nearly a month into a new year, many are turning their focus to implementing financial habits to set themselves up for success and stability.
That’s why Valley of the Sun United Way is working to end the cycle of poverty by offering community members a comprehensive list of tips on...
Tough economic conditions are expected to persist this year, and many South Africans need guidance on how to build financial security and avoid tapping into savings and taking on debt. Despite this need for advice, only 13% of employed South Africans who live in metropolitan areas have a relationship...
A survey conducted by the University of Pennsylvania a few years ago asked respondents to rank their strengths in 24 different skills. Self-control was at the bottom of the list.
This is bad news for all activities that require self-control to achieve a goal. Investing is one of them. We...
Get your finances in shape quickly with these simple strategies.
Switching banks can help you save money by avoiding hefty fees.
Taking steps to achieve financial health is just like setting a goal to lose weight – it doesn’t happen overnight. Setting yourself up for financial success requires time, dedication and maintenance. Still,...
The idea that spending more on preventive care will reduce overall health care spending is widely believed and often promoted as a reason to support reform. It’s thought that too many people with chronic illnesses wait until they are truly ill before seeking care, often in emergency rooms, where...
The most common ways when you discuss how to save income tax is through life insurance policy or investments. In addition to these, there are several other ways to save taxes. Here are four tax-saving tips.
Investments
Investments are often used to invest today in order to achieve returns in the...
Social Security serves as a critical source of income for millions of retirees, but the benefits you wind up with aren’t necessarily set in stone from the get-go. In fact, if you play your cards right this year, you could end up with a higher payout by the time...
"Ladies, it ain't easy being independent," Beyonce famously sings in her hit song "Independent Woman." Wall Street veteran Sallie Krawcheck thinks it's time to change that.
Krawcheck just launched Ellevest, a new online investment firm catering to women only.
"We talk a lot in the United States about the gender pay...
