Are you counting the days until you become eligible for Social Security benefits at age 62? If so, you're not alone. Sixty-two has long been one of the most common ages at which to claim Social Security benefits -- even as experts repeatedly advise waiting as long as possible.
Waiting...
There are certain financial lessons we all tend to learn in life, like the importance of saving money and staying out of debt. But sometimes, the best advice out there can lead us astray. The following money moves might seem wise at first glance, but in reality, they could...
The majority of Americans don't know what their full retirement age is for Social Security purposes, and most people don't wait until their full retirement age to file for benefits anyway.
While it may seem like a long time to wait until your full retirement age of 66 to 67,...
If we’re talking your standard merchant here—say, a grocery store or clothing retailer, then they don’t have a “direct way of finding the amount of available credit or credit limit on someone’s card,” says John Ganotis, founder of CreditCardInsider.com.
“A merchant could, however, submit a pending charge to make sure...
There is a general perception in Australia that seafood is expensive, which leads many to avoid buying and preparing fresh seafood. This creates a self-fulfilling prophecy because less purchase and preparation then leads to reduced skill in preparing seafood, which often leads to spoilage, which further increases the perception...
Now that April is well behind us, most folks don't tend to have taxes on the brain. But if it comes to your attention that you made a mistake on the tax return you submitted several months back, it's not too late to amend it. In fact, you get...
There's no question that having children is expensive. But working parents are learning the hard way just how much money it costs to secure child care.
For the fifth straight year, child care costs have climbed across the board, according to data from Care.com. The average weekly cost for an...
FREDERICKSBURG, Virginia – Back to school means back to lunch preparation for parents around the country. It’s a challenge that many parents take on, but often struggle to keep healthy. While it’s easy to toss in convenient snacks, it’s not going to do much in the way of keeping...
How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice.
Credit cards can change annual percentage rates (APRs) under various circumstances dictated in the terms and conditions of your...
"Out of clutter, find simplicity." -- Albert Einstein
There are more than 5,000 exchange-traded funds in use around the world, according to research firm ETFGI. Yet to build retirement wealth, you may only need two of them.
Yes, just two.
The Vanguard Total Stock Market ETF (NYSEMKT: VTI) and the Vanguard Total...
