Identity theft accounted for $16.8 billion in losses in 2017 spread across 16.7 million victims, according to Javelin Strategy and Research. Were you one of the unfortunate 16.7 million? Victim or not, it's wise to consider freezing your credit to make it difficult for identity thieves to use your personal...
Credit Card Defaults Drop in Consecutive Months Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no. According to the Q2 2018 Household Debt and Credit Report from the New York Federal Reserve, total household debt in America has risen for...
As an employer or recruiter, you certainly want to fill positions with the best talent you can find. But this process can be challenging. Recruiting for new or highly technical positions can require a fresh approach and updated strategy. Keep in mind that many of these hard-to-fill positions didn't exist...
Continuing our occasional series on the basics of investment securities, we focus today on Real Estate Investment Trusts, commonly referred to as REITs. This once-obscure and specialized security has entered the mainstream and warrants consideration, especially for investors seeking current income. Before 1960, real estate investing was the exclusive province...
For those with little or no savings, a lack of planning coupled with a longer life expectancy, has destroyed any retirement expectations. However, there is still hope. In a new ranking of the best places to retire, GoBankingRates compared the cost of living, rent, transportation, utilities, groceries and health care...
One of the driving forces behind much of entrepreneurship is the possibility to become affluent. There are certainly other strong motivating factors such as the desire to be creative and being in control. Still, becoming wealthy is regularly near the top of the list. However, in study upon study...
Timing Is Everything When it comes to asking for a raise or title change, you want to let your boss know your intentions well before your review, when the actual decisions are made. Alexa von Tobel, LearnVest Founder and CEO, certified financial planner, says the key is asking for what...
Did the money gremlins sneak into your bank account and drain it again? Surely, the problem cannot be that you spent too much! There must be some other reason…. Perhaps it is time to get a handle on your spending. If you do not track your spending, you cannot distinguish...
Sometimes doing a decent job, even a good job, isn't enough. You might get solid performance reviews and earn your annual raise, but your career progress may stagnate. To fix that problem, you need to take matters into your own hands. You can't simply assume that good work will be...
If the last time you reviewed your budget was in January, consider the significant changes that have taken place since then. Spring is in the air, and while we get ready to embrace the warm days of summer, we should also brace ourselves for the financial challenges that lie ahead....
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