Though your Social Security benefits are calculated based on your highest 35 years of earnings, the age at which you first file for them will dictate your ultimate monthly payout. Eligible recipients actually get an eight-year window to claim benefits that begins at 62 and ends at 70. (Technically,...
If you have student loans, watch out. Your retirement wealth may be reduced.
College graduates who have student debt have about 50 percent less in retirement plan assets by the time they reach age 30 compared to those who have no loans, according to research from the Center for Retirement...
E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) has warned homebuyers of a housing-related e-mail fraud that could drain your housing funds.
Thieves initiate the swindle by hacking into the e-mail accounts of homebuyers,...
We're less than 100 days until Christmas. That may be hard to believe as it's still summer-like in much of the country and many stores have just begun to put out their Halloween merchandise.
Despite that, 1 in 7 (14%) shoppers have already finished or nearly finished their holiday shopping,...
One of the most in-demand well-paying jobs in the U.S. isn’t in Silicon Valley or on Wall Street, and you can train for it with an online course.
It’s a subject close to my heart — I’m pursuing it myself.
Financial advising is a fast-growing field that’s expected to soar in...
When it comes to buying a home, certain obstacles, including poor credit, increasing housing prices and job insecurity, can stand in the way. But for young people in particular, there are two main problems: student loan debt and expensive down payments.
That's according to real estate website PropertyShark, which surveyed...
If you've been reading up on tax-advantaged retirement accounts such as IRAs and 401(k)s, you've probably heard the term "required minimum distribution" tossed around on more than one occasion. Required minimum distributions, or RMDs, are annual withdrawals that must be taken when you house your retirement savings in a...
It's important to save for retirement. But when you have a big load of student loan debt hanging over you, it's hard to find the cash both to make your loan payments and to contribute to a retirement plan.
That's why one employer is looking at a novel way to...
Would you love to retire early? So many people have that goal, and for a variety of reasons. For some, it's a matter of escaping a tough work schedule and the pressures that come with it. For others, it's an opportunity to spend quality time with family and pursue...
Investing in dividend stocks is the best approach to predictably create wealth over the long term for any investor. But the combination of stock-price appreciation and capital returns can make them an especially effective way to build and maintain your retirement nest egg.
So we asked three top Motley Fool...
