The Social Security Administration (SSA) recently issued a warning about an upsurge in schemes targeting Social Security recipients. Someone calls you over the phone claiming to be from the SSA and says your Social Security accounts have been suspended due to suspicion of illegal activity. They may be a...
With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to protect yourself against scams.
You can and should learn fast, too, because...
Retirement can be a period of enjoyment and fulfillment, provided you're smart about how you spend and manage your money during it. If you want to make the most of retirement while avoiding the financial stress so many seniors face, here are three habits to get into early on.
1....
If you have a low credit score and want to buy a home, your odds of getting a loan have improved. A study by the Fair Isaac Corporation (FICO) shows that credit scores for new mortgage originations have been dropping, suggesting that lenders are slowly relaxing the tight credit...
The new tax code makes a big change to the individual retirement account landscape, according to financial advisor Winnie Sun.
People are no longer allowed to go back and recharacterize their individual retirement accounts — if, for example, they realize they paid more taxes than they needed to, she said.
"This...
It's the same old story, week after week. Your colleagues are gearing up for happy hour and ask you to come along, only you once again respond with an apologetic "no." There are plenty of good reasons why you might choose to forgo work events rather than participate along...
There's no doubt that a great mentor can be invaluable to your career -- after all, mentors are able to provide you with insightful feedback, introduce you to important connections and maybe even help you find your dream job.
Unfortunately, a great mentorship opportunity rarely just lands in your lap....
A majority of millennials treat their retirement accounts like a piggybank.
According to ETrade, more than a third of millennials make withdrawals from their 401(k) plans – and they use the money for a purchase, vacation or other personal expense.
"That's a very high percentage," said Gregg Murset, a certified financial...
How well are you doing financially? Are you in a relatively secure spot, or are you one unplanned bill away from a pile of debt? Knowing where you stand, financially speaking, is important no matter your age. But roughly one-third of Americans don't have an accurate handle on their...
When it comes to setting a personal budget, you can’t afford to take any shortcuts – every penny matters.
Your bills, retirement, and all other responsibilities are relying on you to effectively manage your credit. But for many, that’s easier said than done. And since commissioning your own financial advisor...
