CATS AND DOGS ARE OFTEN considered family members, which may explain why U.S. pet owners are increasingly investing in pet insurance. According to the North American Pet Health Insurance Association, pet owners spent more than $1 billion on pet insurance in 2017, insuring 2.1 million pets in the United...
Chances are you've probably seen the commercials advertising free credit scores. Sometimes the ads have a catchy jingle or a funny plotline, but they all imply that if you're not checking your credit score, you're doing something wrong. It's free, after all. Why wouldn't you check it?
But what these...
FILING TAXES AS A college student comes with a unique set of challenges. And determining whether and how to file taxes requires taking note of your previous year's employment, wages, tax withholding and parents' tax strategies. You may want to use the upcoming Thanksgiving holiday or winter break from...
The virtue of using these tools is that, simply put, you’ll finally know where all your money is going. Some even do a pretty good job of categorizing your spending—though they wouldn’t know how you use your cash—which gives you a better understanding of not just how much you’re...
It’s a dilemma many 20-somethings face: You badly want to travel the world. But if your bank account could talk, it would say, “Are you kidding?”
When you’re just starting out, even a week-long vacation might seem like a one-way ticket to credit card debt — especially if you have...
In one particular chicken-and-egg debate, what comes first is clear: It makes sense to hire a financial adviser only after you can afford one — not in the hopes of building wealth someday.
Financial advisers often require a minimum amount of investable assets (for many advisers that amount is at...
Americans are afraid — and not just about the recent volatility in the stock market.
Nearly one quarter (23%) of people say a lack of emergency savings is the one financial issue that keeps them up at night. Some 22% who say they don’t have enough retirement savings, 20% fear...
When was the last time you played the lottery? If the answer is "yesterday," you might want to keep reading.
The media likes writing stories about lottery winners because the masses like reading about those stories. For those who consistently play the lottery, the stories offer a sort of validation.
But...
Nearly 42 million Americans work for small businesses. Just 14 percent of small employers offer a retirement plan, according to the U.S. Government Accountability Office.
What's worse: Most workers without a workplace plan have no retirement savings, U.S. Secretary of Labor Alexander Acosta said in a press conference this week.
The...
Though Social Security isn't designed to sustain seniors by itself, those benefits play a huge role in helping retirees manage their bills. Deciding when to claim those benefits, though, is something many would-be recipients find challenging.
Eligible workers get an eight-year window to file for Social Security that begins at...
