You're making a major purchase at a department store or big box retailer. You're offered savings and promotions if you sign up for a store credit card on the spot. Why wouldn't you take advantage of the offer?
A store credit card might be an excellent option for you –...
Millions of workers have access to 401(k) plans at work. But often, smaller businesses don't have the capacity to have a plan that's as complex as a 401(k). For them, SEP IRAs can be a great choice that offers many of the same benefits without all the administrative hassle...
Finding the right tax preparer is sort of like dating -- you need to find the right match -- but with the added stress that picking the wrong person could end up costing you a lot of money (which, actually, is also like dating, but that's a topic for...
You've accumulated a decent amount of equity in your home. Why not put your equity to use with a home equity loan or a home equity line of credit (HELOC)?
Both allow you to borrow against the equity in your home. A home equity loan is a lump sum option...
You're never too old to learn new things – including better money management practices. The Federal Deposit Insurance Corporation (FDIC) agrees.
To address financial literacy concerns, the FDIC created the Money Smart teaching program in 2001 to help educators and financial institutions increase consumer understanding of basic financial systems work...
The labor market has become very tight and competition for available workers has pushed wages higher while giving workers -- especially those in retail and other seasonally high demand positions -- leverage. Major companies are offering potential seasonal workers added discounts, bonuses, and other perks to get them to...
Age 62 is by far the most common age for people to start taking their Social Security retirement benefits. If you're out of work, know you're done working, and need the money to make ends meet, it can make a ton of sense to start collecting then, which is...
We're often told that if we want to accumulate millions, all it takes is a few small changes to our daily lives. Well, I'm here to tell you that that's bogus. Pocketing a few extra dollars each day most likely won't make you a millionaire. What it will do,...
For all the talk about Americans not saving enough for retirement, it turns out that when people are asked how they perceive life after careers, they’re remarkably upbeat, according to a recent MIT AgeLab survey. And that, actually, could be a problem.
For the survey, MIT AgeLab’s Joseph F. Coughlin...
Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? With a new tax code in place, a few hours spent on your taxes now can produce benefits in April with the savings of both time and money. The following tips may be...
