The particulars of the American Dream may have evolved a bit over time -- fewer millennials are aiming to own the proverbial home with the white picket fence, for example -- but in the broad strokes, it has been fairly consistent. It boils down to the opportunity to work...
You may have heard it: YOLO. It’s an abbreviation used by the youth, code for “you only live once.” It makes you wonder if older Romans once rolled their eyes as the kids yelled, “Carpe diem!”
Yet, in America, thanks to numerous advancements in medicine, public health and safety infrastructure,...
Retirement can mean uncertainty if you haven’t taken steps to plan for it appropriately. In a June 2018 Bankrate survey, 61% of Americans admitted that they still don’t know how much they’ll need to save to retire.
Getting your target savings number right is an important part of the retirement...
You could save money by eating only cat food or performing your own dental surgery, but you probably should not try either of those. It's also possible to save money by giving up things you love, and, generally, that's not a best practice either.
Instead, saving money involves making sensible...
For better or worse, Social Security is a program that our nation's senior citizens can't live without. As of September, 43.4 million retired workers were receiving a monthly benefit and, according to data from the Social Security Administration (SSA), more than 3 out of 5 were leaning on this...
In a small warehouse in Melville, New York — a town located on Long Island — dozens of shelves of neatly organized bins hold colorful socks featuring every playful print imaginable. There are socks featuring avocados; socks with Canadian Prime Minister Justin Trudeau's face; socks that look like Vincent...
Social Security is a nice supplement to your personal retirement savings, but there isn't a retiree alive who doesn't wish that that check were just a little bit bigger. The average Social Security retirement benefit is $1,417 per month, but with careful planning, you can beat the average and...
We all want to make more money at work, and the start of a new year often coincides with a boost in income. That said, raises are by no means guaranteed, and just because your friends and peers might be getting an increase doesn't mean you should automatically expect...
Running out of money in retirement is a major concern, so much so that 60% of older Americans are more worried about spending down their nest eggs than about actually dying. If you're nervous about having enough money in retirement, rather than stress about it, take steps to increase...
With a number of written and unwritten rules for how to handle your personal finances, it’s easy to get overwhelmed and not know which rules to follow or which ones will work best for you. When it comes to your managing your money, it’s important to remember that one...
