Tax season is a time many Americans look forward to. While no one likes doing the paperwork associated with income taxes, many filers are excited to get a big check from the IRS. And receiving a refund check is extremely common. In fact, at least three-quarters of tax returns...
It's that time of year: time to dust off the Christmas tree, light the menorah, or put the Elf on the Shelf. Ready or not, the holidays are upon us.
If you have kids, you're well aware of this fact, given that they probably have dozens of gift ideas by...
How much savings will it take to retire? If there was a clear-cut, universal answer to that question, saving for the future would be a far less daunting prospect. Unfortunately, there is no magic number that guarantees financial security down the line, but for some reason, Americans seem pretty...
Before 2018 ends, investors can use these strategies to reduce their portfolio’s risk and their taxes.
Rebalance your portfolio: Suppose that three years ago, you put $60,000 into Vanguard Total Stock Market Index fund and $40,000 into Vanguard Total Bond Market Index fund because you wanted a 60-40 split between...
There are good secrets and bad secrets, especially in marriages. A good secret might be that you found a certain vintage jigsaw puzzle your partner has long been seeking, and it's wrapped up under the tree. A bad secret... well, how about if you've got a secret credit card?...
Social Security isn't enough to support you fully in retirement, but it's a nice supplement to your personal retirement accounts. Even if you receive only a few hundred dollars each month, that's money you don't have to withdraw from your own savings.
Often times, when people don't understand the mechanics...
We all like to believe that we'll stay healthy during our golden years, but the statistics don't lie. Among adults 65 and older, 68% will require long-term care at some point, according to a study by the Insured Retirement Institute (IRI.) However, only 25% of retirees surveyed believed that...
You likely already know that stashing cash in an employer-sponsored retirement plan is one of the most reliable ways to get ready for retirement. But not all 401(k)s are the same.
Sure, certain regulations -- like the maximum contribution limit -- are set by the IRS and therefore hold, no...
The holiday season is officially upon us, which means many of us are spending our every spare minute hitting the stores and searching the internet high and low for deals on gifts galore. But while this time of year is joyous in many regards, it can also be stressful...
In a perfect world, saving for retirement would be easy.
That world assumes everyone makes an adequate salary, can afford all their necessities and a few frills, and feel comfortable setting aside some money for the future.
Yet the reality is that retirement saving is not easy for everyone. Lower income...
