The stock market’s volatility this past week was probably easier to stomach for seasoned investors, especially those who have the luxury of calling a financial adviser for some hand-holding. But novices using low-cost micro-investment apps don’t have a reassuring human standing by to help them. So what do they...
Starting a new job often means spending your first week or so filling out paperwork, meeting more new people than you can easily count, and being asked to read the 100-page monstrosity known as your employee handbook.
The purpose of an employee handbook is to spell out a company's rules,...
The holidays might be a joyous time of the year, but they're also an expensive one -- so much so that more than 25% of U.S. adults have landed in holiday debt in the past. For financial reasons, a large number of Americans find this time of year overwhelmingly...
Saving money is key to accomplishing just about anything with it, from buying a house to building an emergency fund to retiring without a struggle. Unfortunately, saving can seem difficult -- especially when you aren't sure where to find extra funds to set aside.
The good news is that there...
Social Security is the primary source of income for 49% of adults who have been retired for more than 10 years and 43% of recent retirees, according to a survey by Nationwide. Interestingly enough, that same study found that only 20% of adults nearing retirement believed they would be...
Unplanned purchases are a part of life no matter your age. You walk into a store expecting to buy milk and come out with an $80 appliance that caught your eye. You head home from work expecting to cook dinner, then run into friends who invite you to a...
A tap here and a tap there is all it takes to end up in the red.
Mobile payments encourage people spend more money, according to a recent study performed by researchers at the University of Illinois at Urbana-Champaign. The researchers examined transaction data from one of the largest banks...
Retirement is a period many people look forward to. If you're planning to leave the workforce next year, you're no doubt eagerly anticipating the freedom that decision will bring you. At the same time, you don't want to rush into retirement without being adequately prepared. Here are a few...
Before the Social Security Act of 1935 became law, seniors didn't have any sort of financial safety net beyond pensions that were being paid to disabled veterans of the Civil War or their families. Today, Social Security provides a critical source of money to more than 43 million retired...
Decisions you make about health insurance affect your finances in profound ways. Going without insurance puts you at grave risk of financial disaster -- and you'll also owe a federal tax penalty for not being covered.
While buying insurance provides important protection from devastating financial loss, finding the right policy...
