Nearly half of non-retired Americans predict that they won't retire until at least age 66, according to a 2018 Gallup poll. But what if you could be one of the few who retire far earlier than that?
Imagine being able to spend your 50s traveling, pursuing your hobbies, and spending...
It’s time for my 14th annual “What I want for Christmas” list. Some wishes from Christmases past have come true:
The major credit bureaus -- Equifax, TransUnion and Experian -- finally, finally, finally have been forced by law to allow consumers to freeze their credit files at no charge. This...
Buying a house is one of life's most exciting milestones. You get to decorate, make the home your own, and set down roots -- all while building equity and, ideally, increasing your net worth.
But buying a house is also a really big financial decision, and if you don't hit...
Given that 40% of U.S. adults don't have enough savings to cover a mere $400 emergency, the need to ramp up savings efforts is clear across the board. And with a new year about to kick off, many folks are resolving to do better in the savings department once...
Anyone who wants to use their income wisely can benefit from learning how to build a budget and stick to it. Despite the importance of living on a budget, most Americans don't even have a plan for their money.
If you're part of the minority, Americans who do actually have...
Using credit cards wisely is more than just avoiding debt.
You need to protect your credit from identity thieves and make sure you’re getting the most from a card’s rewards program.
To help with that, consider these four savvy credit moves.
Freeze your credit reports: A freeze is the best way to...
Early retirement is a dream for many, but even if you think it's a possibility for you, that doesn't mean it's your best option. In fact, financially speaking, you may be better off not retiring early. Here's a few reasons waiting to retire may actually be the smart move.
1....
So you want to be wealthy? Welcome to the club. Now, how to get on the road to riches -- especially if you're living paycheck to paycheck.
It's not complicated to find a path to wealth, and nearly anyone can do it over time, with dedication and discipline. Here's the...
With retirement becoming increasingly expensive, saving independently is all the more crucial -- especially since Social Security by itself won't be enough to pay for retirement. Thankfully, there's some good news in this regard: 401(k) contribution limits are increasing in 2019, which means workers will have a greater opportunity...
Most people won't ask personal finance questions on a first date. Money is simply one of those topics that's best left for when you know the person sitting across the table from you a little better -- even though how someone handles their finances can offer you some key...
