Though the holidays are a pretty spectacular time of the year, they can also be pretty stressful. From gift-giving obligations to social plans, it can be hard to avoid overspending and stick to a solid work schedule. The latter especially applies when you’re...
There simply isn’t a social program in this country that has more importance to the financial well-being of our nation’s retired workforce than Social Security. Each month, more than 43 million retired workers receive a Social Security benefit check, and three out...
Many workers look forward to retirement and the chance to get a break from the daily grind. Unfortunately, the harsh realities of retirement tend to sneak up on seniors and cause them to wind up less than satisfied.
Case...
The finances of young Americans are not in great shape.
The typical millennial has less than a week of salary (less than $1,000) saved for emergencies and leaves school with more than $37,000 in debt, on average. Many have nothing saved for retirement. Compounding these problems,...
Claiming Social Security benefits early could reduce the monthly payments you receive by as much as 30%, but taking these benefits early can help many people retire better and sooner. In fact, here are three reasons why you may want to take...
As we begin another year, it’s time to create your financial goals and household budget for 2019.
Do you have enough income to live comfortably within your means? What are you saving for or paying off? Are you on...
Which budgeting app should you use? Here are the pros and cons of some of the best.
There are a lot of apps and tools ready to teach you how to manage money — but which are the best? Some...
If you’re planning a financial overhaul in 2019, one of the first things you need to do is figure out where you stand. And as advised by Kiplinger, one of the easiest ways to do that—and potentially discover possible cracks in your foundation...
Because of stock market volatility — and likely the start of a downturn — Jeff Janus, a 59-year-old word processor in Chicago, won’t be able to retire when he hoped.
Janus was planning to retire soon. His goal was...
Age 65 is a major milestone, and one worth celebrating. If you’re turning 65 in the coming year, here are a few important things to be aware of.
1. You can enroll in Medicare — but doing so might...
