Less than four months ago, a research report released by the Washington, D.C.-based National Institute on Retirement Security (NIRS), using an analysis of U.S. Census data, found that even with the nation’s economic recovery, savings levels of working age Americans are inadequate...
If you want to avoid hefty penalties when you start using money from a 529 college savings account, there are some important rules to follow, according to the financial team at Consumer Reports. If you don’t spend the money...
This is the most popular time of year for dating. But beware. Los Angeles-based Holly Shaftel, 29, has been dating her boyfriend for four years. Early on in the relationship, the duo rarely spent more than $50 a week...
Even if the economy is on a roll, many Americans aren’t feeling the benefit. Real wages effectively declined in 2018, according to figures from the PayScale Index, a formula from the Seattle-based salary comparison site. PayScale said the median wage...
For many workers, the idea of retiring early is a dream they’ve pursued throughout their careers. Being able to have more time to do the things you want is a goal that nearly everyone has. However, in order to make early retirement...
That can mean paring back on areas of your budget where you’ve been lax. It can also mean lightening up on bad habits that add up over time. And to accomplish this, you will need to take a hard...
IF YOU’RE making New Year’s resolutions, you’ve probably thought about your finances and habits to adopt or drop this year. The difference between getting ahead or falling behind financially usually comes down to small actions you repeatedly do. If you...
Knowing the right time to buy house is just as important in the home buying process as knowing what house you’re going to buy, where you’re going to buy it, and how you’re going to buy that home. Why...
The 2019 tax season is bound to be an interesting one, since it’s the first following the massive overhaul that came into play for 2018. And the sooner you mark this year’s filing deadline on your calendar, the sooner you’ll be motivated to get your paperwork...
Something seem out of the norm there?  Maybe not for much longer!  South Carolina lawmaker Luke Rankin, Horry County Senator, has pre-filed a bill that would require high school students take a personal finance class.
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