In today’s relatively healthy job market, many companies are struggling to retain their top employees. For some workers, leaving a job boils down to getting a better opportunity or perhaps more money elsewhere. But for others, it’s a matter of personal dissatisfaction with...
Most people believe that you have to be earning income to contribute to a retirement account, and that’s true if you’re single. But a loophole for married couples allows both individuals to save for retirement, even if only one is working.
Your New Year’s resolution is to get serious about saving for retirement in my 401(k).
Here’s some advice.
Review your 401(k) elections to make sure you’re making the most of your plan.
For...
If your goal this year is to snag a raise or land a promotion, you’re probably aware that there are certain steps you can take to improve your odds. Maybe you’ll volunteer for some new projects, or take a course that boosts...
Homeownership has long been synonymous with the American Dream, and while it does have its drawbacks, there are plenty of benefits to owning a home. First, you get to build equity in a place of your own, as opposed to throwing money...
The best piece of investment advice you might ever get is to re-sort the list of investment options for your 401(k).
Right now the choices are probably listed alphabetically. Change to rank them by expense ratio. If you can’t...
For the first time in two years, Americans’ satisfaction with their personal finances appears to have worsened. And stock market volatility is the likely culprit.
In the fourth quarter of 2018, the average American’s personal-financial satisfaction fell off an...
Just because the job market has been strong does not mean that your dream job, or even your next opportunity, will be local. It’s possible that landing the position that will advance your career will require moving — and that’s something the majority...
Of course, we have all benefited throughout the years by not having to pay taxes on contributions paid into our traditional 401(k) plans and IRA accounts and on the investment returns on those contributions. Deferring taxes for decades has real value. A...
Many small businesses start out with a single location or product offering and grow over time. Expanding your business is a good way to increase your long-term profitability and reach a wider audience.
But while growing your venture might be something...
