Countless television shows glamorize the concept of flipping a house. They make it appear relatively easy to find a property that’s priced well below its market value due to it needing extensive repairs. If you’re handy and can paint, it seems like...
Paying off debt is a worthy goal, and it should be near the top of your financial to-do list if you have high-interest loans. But freeing yourself from the burden of debt is rarely easy or straightforward — especially if you owe...
Retirement is a monumental transition in a person’s life, and it shouldn’t be taken lightly.
Every aspect of life is affected by the decision to retire, including relationships, health and wellness, and of course finances. Couples in particular are...
Americans are hardly known for being great savers. If anything, they have a tendency to spend money and rack up huge loads of debt in the process. The problem has gotten so bad, in fact, that 65% of Americans in debt have...
Life comes with a lot of little surprises. Your best friends may throw you a party on your 25th birthday, full of confetti and cocktails. Your significant other may get down on one knee and propose during a cozy dinner at home....
Most people think of a 401(k) as a smart place to invest their money, and it can be. But it can also be a poor choice if your 401(k) restricts your savings’ growth by charging high fees or offering few investment products...
Quantifying Immigration’s Impact on Social Security
Few, if any, social programs pack a punch for the American public quite like Social Security. This is a program that provides a benefit check to nearly 63 million people each month, 7 out of...
There’s a common misconception that any credit check lowers your credit score and hurts your ability to get approved for loans and new lines of credit, but this is only sometimes true. There are actually two different types of credit checks —...
If you find retirement planning daunting, a target-date fund purports to offer relief. They’re designed to provide a “set it and forget it” investment solution for individuals with a long-term savings goal, like retirement.
While target-date funds have certain...
With life expectancy and inflation rates rising, Americans are increasingly delaying retirement as they fear their nest egg running out.
How should one combat this? Well, you could always plan for a shorter retirement, simply because it would be...
