It’s the pivotal question that all soon-to-be retirees should answer: Do we have enough saved to last us? One simple calculation can help give you some clarity.
“As you can see, at its core, cash flow analysis is a...
Tax-filing season has begun. Americans have until April 15 to file their income taxes. There’s been some good news for workers over the last year: Unemployment hovers at 3.9% and average hourly earnings rose by 3.2% on the year in December. And...
When filling up your car with gas, you may end up leaving the station with more than just a full tank. CompareCards.com says credit and debit card skimming is a growing threat to consumers at the gas pump. Skimming is type of...
Marie Kondo’s guiding principles — holding onto what brings you joy and letting go of the rest — can also apply to your paperwork.
“This is another category of items that you should be dealing with,” said Tony Steuer,...
Many financial planners, myself included, group debts into two broad categories — good debts and bad debts. Good debts include those that have relatively low interest rates and will help enhance your life. For example, a mortgage allows you to buy a...
Americans are notoriously bad at saving money, which explains why the majority live paycheck to paycheck, and why only 60% of U.S. adults have the funds to cover a $400 emergency. If your savings are in a sorry state, it’s crucial that you...
It’s not a secret that student debt is a burden for millions of Americans. Collectively, former students owe more than $1.5 trillion in loans, and as college costs rise, that number stands to climb.
But here’s a bit of good news...
Put down the latte and listen up: If you’re like the millions of Americans living paycheck to paycheck, saving money needs to be on the top of your to-do list. Like, stat.
Understanding personal finance can be intimidating. You...
These days, a large number of workers are opting to do their jobs from home rather than drag themselves into an office day in, day out. There are several benefits to working remotely. First, there’s the savings from not having to pay...
When you’re retired, you need all the income you can get. This income may derive from many sources, including retirement investment accounts, pensions, and Social Security. However, there’s a good chance you’ll lose at least part of your retirement income to the...
