Retirement ain’t all it’s cracked up to be. In fact, if they’re not careful, a lot of folks will crack once they retire. Perhaps no other stage of life triggers such intense feelings of excitement and liberation, on the...
Let’s face it: Saving money isn’t the easiest thing to do. It’s also something many Americans struggle with, as evidenced by the fact that 40% don’t have cash in savings to cover a mere $400 emergency. If you’ve been having a hard time...
When it comes to putting a ring on it, younger generations are saying yes, but for less. Two-thirds of younger Americans — Generation Z and young millennials — think an engagement ring should cost less than $2,500, according to...
Missing more than one paycheck is a one-way ticket to financial hardship for nearly half of the country’s workforce. A new study from NORC at the University of Chicago, an independent social research institution, found that 51% of working...
There is no shortage of personal finance advice. It seems like for every American living paycheck to paycheck, there is a blog post, book, video, or online course that purports to have the secret to freedom from financial worries. There are even...
When it comes to money, there’s a lot of advice out there that’s repeated over and over. While some of this advice is great, there are also situations where the conventional wisdom is wrong. Unfortunately, if you rely on myths to make...
Today’s retirees should be miserable. According to Transamerica’s A Precarious Existence: How Today’s Retirees Are Financially Faring in Retirement (this link opens a PDF version of the report), retirees generally retired earlier than they planned. And the majority of...
Missing more than one paycheck is a one-way ticket to financial hardship for nearly half of the country’s workforce. A new study from NORC at the University of Chicago, an independent social research institution, found that 51% of working...
Money can be complex and intimidating, no matter how much or how little you have. If you’ve considered seeking professional financial help but don’t know where to start, first identify exactly what it is you want to accomplish. Do...
Most of us, unless we have a generous pension in our future, need to have a solid retirement plan. We need to have figured out how much money we need to retire with and how we’re going to amass that sum. Without a...
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