Parents, of course, worry about paying for college. Increasingly, their children share that concern.
Over the last decade, tuition and fees jumped 44% at four-year, private colleges and by 55% at public four-year schools. As a result, student debt...
Have you ever wondered how the FICA tax information on your pay stub impacts your future retirement benefits?
FICA is a payroll tax that funds both Social Security and Medicare, amounting to a 7.65 percent contribution from each paycheck,...
Hacks are hard because shortcuts rarely exist. Prizes take time and effort.
The personal-finance industry — filled with advice that sounds and feels good without moving the needle — needs to recognize this.
These aren’t fun...
One Seattle-area marketing professional told us she has mixed emotions about the word “retirement.” To her, it brings to mind a 70-year-old sitting in a rocking chair. Her retirement will be different.
She plans to “retire” from full-time work...
“Eventually, I’ll stop working.” Most of us think that and know it will happen, but millions of us worry whether we’re saving enough to live on once we do. We want to know: How much of my earnings should I set aside?...
Americans are worried about Social Security.
Whether it’s Transamerica’s annual retirement survey (44% of workers fear a reduction in or elimination of Social Security benefits), Gallup (67% of workers worry a “great deal” or “fair amount” about the Social...
Since most universities don’t provide financial literacy education, college graduates are left with little to no knowledge when it comes to managing their money.
But conquering your financial life is just as important as landing your dream job. If...
Setting funds aside for retirement isn’t a directive aimed solely at older workers. Quite the contrary: Younger workers are also advised to contribute steadily to their IRAs or 401(k)s to give their money the maximum time to grow.
Unfortunately,...
Opportunity isn’t always linear.
Sure, sometimes you move up or advance your career based on working hard, waiting patiently, and being the next person in line. In many cases, however, the best chances and opportunities come to people who...
At last! A cause for celebration. Feel free to dance in the streets. April 22 was a great day for people hoping to live beyond 2034. The Social Security Trustees 2019 report told us that the program would remain solvent through 2035.
