Mortgage rates Opens a New Window. have fallen so much lately that millions of homeowners Opens a New Window. might benefit by refinancing — even if they bought a home Opens a New Window. just last year. A typical refinancer could save...
Achieving financial independence requires making big decisions and sacrifices: Should you downsize your home? Will you start saying no to happy hour more often? But for some people, it wasn’t as far of a leap after watching their parents do the same.
Once again, stories are circulating on the Internet that working longer can cause you to die sooner, while retiring early might enable you to extend your lifespan by many years. This post quotes an urban legend study that just won’t die: Supposedly...
It’s clear we have a massive student loan debt problem in our country, but the news isn’t all bad. Student loans can be an equalizer. They provide opportunity. I was among the 44 million people in...
A retirement Opens a New Window. reform bill is advancing through Congress, which includes some positive provisions for workers – but at least one big downside that could hurt wealthier retirees Opens a New Window. . The legislation –...
Remember that commercial where everyone walking around had a big, huge, seven- or eight-digit number hovering over their head? That was their retirement number. They needed to save that much money to retire in comfort. How many saw that...
Experts often recommend saving up $1 million before you retire. But for many people, even $1 million may not be enough, thanks in part to longer life expectancies and disappearing pensions. For those looking to give their retirement plan a...
Taking out a loan or building up a balance on your credit card could soon cost you slightly less. Federal Reserve Chairman Jerome Powell signaled to Congress Wednesday that the central bank is prepared to cut interest rates as...
A new survey has found that 31% of employed adults in the U.S. lack access to a retirement savings plan at work. Of those, three in four would likely save if they had the opportunity. That means that nearly a quarter...
What’s considered optimum shape for people who are about to undergo cardiac surgery? Mortality in patients who had undergone heart bypass surgery was over four times higher in individuals with a high body fat mass, according to new research...
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