It’s no secret that money is a critical component of retirement. Without a robust retirement fund, you may be forced to spend the majority of your golden years at home rather than traveling the world or enjoying other fun (and expensive) activities.
Americans lag behind much of the world when it comes to taking time off. In many cases, companies don’t offer much time off, and employees don’t take all the time offered to them.
In fact, the average American gets...
Retirement is unpredictable. In order to ensure you’ll have enough money to last your entire life, you need a plan that can flex and change with your needs. Here are three reasons you should consider reevaluating your retirement plan at least once...
Seniors have a number of important decisions to make, but few have the long-term impact of deciding when to begin taking their retiree benefit from Social Security.
As you may already know, there are four primary factors that go...
Most people associate retirement with freedom, but it’s not without limits. You’re living on a fixed income with an uncertain future. A long life, an unexpected injury, or failure to plan appropriately could leave you struggling to get by. The risk is...
Nearly everyone wants to save more money for retirement, but no matter how much you’re earning, it’s not easy.
Roughly a quarter of American households earning $150,000 per year or more are living paycheck to paycheck, a survey from...
Mortgage rates Opens a New Window. have fallen so much lately that millions of homeowners Opens a New Window. might benefit by refinancing — even if they bought a home Opens a New Window. just last year. A typical refinancer could save...
Achieving financial independence requires making big decisions and sacrifices: Should you downsize your home? Will you start saying no to happy hour more often? But for some people, it wasn’t as far of a leap after watching their parents do the same.
Once again, stories are circulating on the Internet that working longer can cause you to die sooner, while retiring early might enable you to extend your lifespan by many years. This post quotes an urban legend study that just won’t die: Supposedly...
It’s clear we have a massive student loan debt problem in our country, but the news isn’t all bad.
Student loans can be an equalizer. They provide opportunity.
I was among the 44 million people in...
