To take control of your financial future, you have to make sure you are managing, growing and protecting your money properly.
It’s easy to get scared off by the thought of numbers and spreadsheets — but don’t. Instead, think...
Saving money is difficult, and if you’re having trouble socking cash away for the future, you’re not alone. Roughly a quarter of U.S. workers have less than $1,000 saved, according to a report from the Employee Benefit Research Institute, and nearly half...
There’s a lot of information out there about the ideal way to save for retirement, and it can be overwhelming and downright stressful trying to absorb it all and make the best financial choices. In fact, roughly half of Americans report feeling...
Without retirement savings, you’ll risk struggling financially later in life. That’s because Social Security won’t provide enough income for you to live comfortably. If you’re an average earner, you can expect those benefits to replace about 40% of your pre-retirement income, but...
As clients get older, they often start to feel obligated to retire. They love working, but they are 65 or older and all their friends are doing it. The traditional concept of retirement is called a “cliff retirement” because it is so...
In retirement, as in every other stage of life, high-income and low-income households tend to lead different existences. Yes, they all spend money on necessities like food, housing, and healthcare, but how much they spend and the proportion of their budgets that...
Retirement is an adventure, and it can be the perfect time to start fresh with a new beginning.
For some people, that may mean living out their golden years in a different city. Moving during retirement is a big...
If you want a financially secure retirement, you have to save for it. But it’s hard to get an early start on your retirement savings, especially with all the demands on your hard-earned money for immediate needs. Balancing current and future financial...
No matter your income or background, you’ll probably experience a few financial emergencies in your lifetime. A tree might fall on your house during a storm. You might lose your job and be out of work for a couple of months. Your...
If you have a credit card from Chase or Citi, you may be able to borrow against the unused portion of your credit line in the form of a loan.
Both issuers are touting the loans to select customers...
