Raising the retirement age is an emotional issue. For evidence, just look at proposals to move up the full retirement age for Social Security. Even the idea upsets advocates who want to see the program expanded and individuals receiving benefits....
Many people spend years looking forward to turning 62. That’s because 62 is the first age at which most workers can claim retirement benefits from Social Security, and a large fraction of older Americans choose to start getting monthly checks from Social Security...
There’s a reason 401(k) plans are regarded as a valuable retirement savings tool: Their generous annual contribution limits make it feasible for workers to retire with more than enough money to live on for decades. Currently, the annual contribution limits...
Chances are, making better money choices is one of your goals for 2020. Almost 99 million people will make a financial resolution this year, according to a recent survey from personal finance website WalletHub. For many, there...
If there were a single number that guaranteed financial security in retirement, we’d all know how much savings to aim for. But there are numerous factors that dictate how large a nest egg you’ll need to live comfortably once you stop working –...
Holiday get-togethers can be good times to lay the groundwork for future family money conversations. If your family gathering is on the small side, you may be able to find a relaxed time to discuss some details.
Here at High Dividend Opportunities we could have named ourselves “Making Retirement Possible” but it just wasn’t as catchy. It’s true though, we focus on immediate income investing that unlocks high returns and changes the mindset of investors. We take worried, panicked traders...
What does your ideal retirement look like? Living in a tiny place and eating the senior special at 4:30 p.m. every day, or having a comfortable home and eating dinner whenever you want? You can create the easygoing retirement of your dreams if...
You’re probably spending more money on your grandchildren then you realize, and it could hurt your retirement. Grandparents are spending a lot of money on their grandchildren, according to an AARP study. On average grandparents spend $2,572 annually on the...
Student loan borrowers who want to repay the balance owed with their 529 college savings plan should think twice. President Donald Trump signed the Secure Act into law last week. It will take effect on Jan. 1.
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