You can’t escape the future, but you can make it easier by switching your spending habits to saving habits.
There’s no shortage of studies reporting that Americans are drowning in debt. We’re having trouble paying our monthly bills, taxes, and...
Saving money for your golden years is crucial. Without a solid nest egg, you’ll risk struggling to pay the bills once your career ends.
Most seniors need about 70% to 80% of their former income to live comfortably in retirement,...
Many Americans hold multiple retirement accounts — and there are many reasons why they should consider combining those nest eggs instead of letting them gather dust.
Around 25 million Americans left behind money in a 401(k) account when separating from...
When the clock strikes midnight on Dec. 31, it will not only usher in a new decade. It will also bring in a host of retirement changes.
And that could have big implications for your money.
The...
Economists say that 2020 will be a positive — though not exactly stellar — year for the housing market. And that could be good news for renters and home buyers alike.
But that’s assuming experts’ forecasts are right.
Taking steps to defer your federal income bill is usually a good idea, especially if you expect to be in the same or lower tax bracket in future years. If that assumption pans out, making moves that lower your current-year income will, at...
Raising the retirement age is an emotional issue.
For evidence, just look at proposals to move up the full retirement age for Social Security. Even the idea upsets advocates who want to see the program expanded and individuals receiving benefits....
Many people spend years looking forward to turning 62. That’s because 62 is the first age at which most workers can claim retirement benefits from Social Security, and a large fraction of older Americans choose to start getting monthly checks from Social Security...
There’s a reason 401(k) plans are regarded as a valuable retirement savings tool: Their generous annual contribution limits make it feasible for workers to retire with more than enough money to live on for decades.
Currently, the annual contribution limits...
Chances are, making better money choices is one of your goals for 2020.
Almost 99 million people will make a financial resolution this year, according to a recent survey from personal finance website WalletHub.
For many, there...
