You may be getting cozy in your home with the heat and holiday lights on. However, all that energy could leave a dent in your wallet. Most people may see an increase on post-holiday energy bills, but there are...
You could be the second coming of Warren Buffett as an investor but it won't matter if you can’t save money and get your personal finances in order first. Saving money will always be more important than investing. As the saying goes, you have...
The concept of retirement, in a traditional sense, is a rough transition for any retiree: After spending the vast majority of one’s life clocking in to a full-time career, there’s a radical and abrupt shift not only to how you spend your...
Many people believe they need to save a certain amount of money to successfully retire. But there’s a catch many don’t expect: You can have all the money you want and need, yet money alone does not guarantee happiness!
Only 15% of Americans consider themselves wealthy, a survey from MagnifyMoney found, but more than half believe they'll be wealthy someday. And if you're aiming to retire a millionaire, that goal may be easier to achieve than you may think.
Most Americans don't itemize deductions on their tax returns, which means that most people can't take advantage of the mortgage interest deduction, the deduction for medical expenses, the state and local taxes (SALT) deduction, or even the deduction for charitable contributions.
Every month, nearly 65 million people receives a Social Security benefit check. While this is a program that's evolved to protect the long-term disabled and the survivors of deceased workers, it's first-and-foremost designed to provide a financial floor for the elderly. Over...
When it comes to saving for retirement, you have several choices as to where to park your cash. Two of the most popular choices are the 401(k) and the individual retirement account (IRA). If you work for a company...
The best gift you can give yourself this year? A more secure financial future. No matter what stage of life you’re in, it’s never too late — or too early — to make sound financial decisions. Check out these...
The stock market is one of the greatest wealth-building tools that exists, as long as you follow a few key rules. You'll need to know what you're investing in, watch your fees, build a diversified portfolio, and invest for the long term...
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