Retirement is a time of great joy for many people, but it can also be full of uncertainty. Traveling more, spending extended amounts of time with family, and taking up new hobbies are some of the ways in which a post-retirement life...
Ideally, improving your personal finance is a big-picture project. You would sit down and work out exactly how much money is incoming and outgoing, list your short, medium, and long-term financial goals, and make a budget. However, sometimes you just need...
When it comes to building your savings, one rule remains constant: the earlier you start, the better.
Thanks to the compound interest you earn — essentially interest on top of interest — when you put your money into a...
Borrowers who want to refinance their student loans will likely need good or excellent credit to qualify.
According to Experian, one of the three main credit bureaus, 670 is generally the base credit score that lenders require to be eligible for student loan refinancing.
People across the economic spectrum are struggling to pay their medical bills today. A recent survey by the Commonwealth Fund found that 41% of Americans have problems with medical bills or problems paying off medical debt.
The situation is...
Retirement is a critical time in one’s life, and, hopefully, a long-lasting one. Preparing for it is key, but how prepared are most Americans? According to the create a financial plan.
What are the benefits, exactly, of consulting with an advisor ahead of retirement? Let’s explore.
Budgeting and Planning
Budgeting and planning...
Bill Bengen first devised the 4% retirement rule in 1994. Since then, retirees have relied on this rule to help determine how much they should spend in retirement. The rule is relatively simple. You add up all of your investments, and...
Nearly half of soon-to-be retirees say their biggest retirement question involves deciding when to begin claiming Social Security benefits, according to a survey from the Empower Institute.
The age you file for benefits will have a significant impact on...
You're almost there. Time for a last-minute financial checkup.
If you plan to retire in 2024, first of all, congratulations! It's a pretty big deal. You probably have a lot of ideas about how you want to...
Let's face it: There are probably things you'd rather do with your money besides sock it away in an IRA or 401(k) plan. If you don't make an effort to save for the future, however, you may find yourself dangerously cash-strapped during retirement....
