So, you’re in debt. That’s pretty common in America, where the average personal debt hit $38,000 in 2018 — not counting mortgage debt.
But, just because it seems like everyone is indebted doesn’t mean you have to be. In...
A Roth IRA is a powerful investment tool for retirement savings. Included among the benefits of a Roth IRA are tax-free growth and tax-free distributions.
There are also no Roth IRA required minimum distributions (RMDs) when a...
There’s a pretty good chance — okay, an overwhelming chance — that you won’t win the $475 million Mega Millions jackpot.
Then again, someone at some point has to win. And, there’s generally no harm in daydreaming.
It’s an unfortunate thing that most employees today aren’t pleased with their work-life balance. When you spend too much time plugging away at the office, it can not only impact your attitude about your job, but also, your health and relationships. If you’ve...
This decision will affect your checks for the rest of your life.
You can't claim Social Security retirement benefits before age 62, and for many, that already feels like a pretty long wait. For those struggling financially...
Got an extra $100,000 you don't need right away? You're doing great! The fact is, however, that's probably not going to fund the kind of retirement many people intend to have. A lot of people are aiming for a nest egg of...
Paying off debt is a worthy goal, and it should be near the top of your financial to-do list if you have high-interest loans. But freeing yourself from the burden of debt is rarely easy or straightforward — especially if you owe...
The president will still have some options if his student loan forgiveness plan is struck down.
Save the biggest for last? That's what the U.S. Supreme Court appears to be doing.
The nation's...
There's a reason 401(k) plans are so popular. Not only do they come with generous annual contribution limits, but many employers that sponsor 401(k)s also match worker contributions to some degree. That means if you participate in a 401(k), you could enjoy...
If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation’s seniors and disabled.
Even better than a deduction, the Senior Tax Credit...
