Maybe you love a good stress-clean or organizing session, or maybe the clutter around your house doesn't bother you—but regardless of your feelings about it, your clutter is likely costing you financially, if not emotionally. Decluttering your space is an easy way...
Putting off retirement and staying a few extra years on the job will require a little bit of sacrifice. After all, you won't be able to begin a life of leisure, and you'll have fewer post-work years to travel or spend time...
The higher the score, the bigger are the chances of getting hassle-free loans
With the three-digit score, lenders decide whether to grant you a loan or not. It has now become an essential factor in your financial life. The...
Market conditions are pressuring the 4% rule, a popular rule of thumb for retirees to determine how much money they can live on each year without fear of running out later.
Withdrawing money from one’s nest egg is among...
When preparing for retirement, it's crucial to consider how your spending habits will change as a senior. This will enable you to make a more accurate assessment of how large your nest egg needs to be.
Unfortunately, far too...
You'll often hear that it's difficult, if not impossible, to retire on Social Security alone. But if you're in line for the maximum monthly benefit, you might manage to do a decent job of covering your bills.
This year,...
It is pretty challenging to take out a loan on reasonable terms when you have bad credit. It’s because lending money to people with bad credit is considered a risk on the lender’s part. But there is still a way to get...
Back in October, refinance lenders saw less activity as higher mortgage rates stopped existing borrowers from trading in their home loans for new ones. But last week, refinance demand rose 7% from the previous week, according to the Mortgage Bankers Association. That's...
When it comes to protecting your financial future, you want to make sure you are getting it right.
Yet figuring out how to invest, how much to set aside each year and how much cash you should have may...
If you plan properly, you may be able to boost your Social Security retirement benefits.
And newly redesigned benefit statements from the Social Security Administration may help you do exactly that.
That goes for workers of all...
