When Kristy Kim attended UC Berkeley, she couldn’t get approved for a credit card. Like many college students, she’d had no chance to obtain a credit score—that sometimes elusive number whose higher value guarantees approval for credit cards and other life necessities, like home rentals and loans to start...
As tax season approaches, investors who've dabbled in buying or trading cryptocurrency may have more IRS forms to fill out than usual this year. Many, but not all, transactions made in bitcoin, ethereum and other digital currencies must be reported to the federal government. That's leaving some crypto first-timers confused...
The S&P 500 -- an index fund containing the largest 500 U.S. companies -- saw one of its worst months in January 2022, dropping close to 10% from Jan. 3 to its lowest point of the year on Jan. 27. While it has since recovered some of its losses,...
Some say cryptocurrencies are the future of the internet and thereby, the future of the world. The ads were front and center during the Super Bowl, creating a lot of buzz as well as a lot of confusion. So here is your Cryptocurrency 101. During Super Bowl 56, you probably saw a...
America Saves Week 2022, taking place from Feb. 21 to Feb. 25, is an opportunity to encourage employees to start saving through their workplace retirement plan as early as possible and, if they can, to increase savings each year—even if only...
When was the last time you left a job? When you said goodbye to your colleagues and boss, did you also bid adieu to a retirement account? Perhaps you had the best of intentions to circle back to it “later,” or...
In most years, Social Security undergoes important changes. These include an annual benefits increase if a consumer price index shows costs going up, as well as an increase in how much income is subject to Social...
Saving for retirement isn’t at the forefront of our minds when we’re just starting our careers. We often are just figuring out what we want to do for work, rather than how we’re going to pay for life after it. That’s...
Current sky-high inflation rates have older Americans afraid their money won't last as long as their retirement. Just over a third (36%) of people between the ages of 60 and 75 say they have less money than they thought they would at this point in their lives, and 29% believe...
When a co-worker, friend or relative steps away from work, it’s often meaningful for them to receive retirement cards. “Retirement is a bittersweet event in anyone’s life,” says Emilie Dulles, founder of Dulles Designs, which prints custom stationery and invitations. “Writing a card to express your congratulations is akin...
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