Market conditions are tough right now. Don't make things harder on yourself.
It's no secret that the stock market has been in a slump for much of 2022. Not only have certain sectors (hello, tech) been hit notably hard, but stocks, on the whole, have landed in correction territory, marking...
Not only have many Americans lost confidence in their pre-pandemic retirement plans, but nearly half of those aged 18 to 35 “don’t see a point in saving for retirement until things return to normal,” according to a new survey.
For the majority of younger respondents, retirement planning has been put...
You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or...
ATHENS, Ga. — Does your money quickly disappear right after payday, or do you carefully account for every last penny? A new study finds that how people think about their money impacts how they spend it. However, answering three simple questions can...
Banks, non-banking finance companies (NBFCs) and micro-financiers analyse the credit scores of individuals to ascertain their creditworthiness and attitude towards repaying debt. Credit reports are vital when it comes to extending fresh credit, transferring existing debt obligations, paying policy premiums, and...
When shopping online with a major retailer, you’ve probably noticed the option to utilize a ‘buy now, pay later’ loan to finance your purchase. These loans have a fixed number of installment payments, sometimes with no interest, over the course of...
Do You Have Multiple Credit Cards?
The average U.S. household has a credit card debt of $6,006. These figures may seem high or low depending on who you ask. However, if you’re someone who is having trouble making repayments, credit card interest can quickly become overwhelming.
Credit card debt is often...
Ideally, you'll come into retirement with a nice chunk of money in your IRA or 401(k) plan. But even so, there's a good chance Social Security will provide a substantial portion of your retirement income. So the last thing you'll want to do is slash those benefits needlessly. But...
If you're on the fence about joining Costco, you're probably in good company. The upside of getting a Costco membership is reaping big savings on your grocery and household purchases by stocking up on items in bulk. With a basic Costco membership costing just $60 a year, it's easy to recoup...
You know you should set aside savings with every paycheck, live within your means and invest your money wisely. But do you do it?
New research from the University of Georgia suggests that answering three questions could give people insight into their spending and potentially help them modify their behavior...
