Things are looking rosy again for the American Express® Gold Card. Starting Feb. 4, the $250 annual fee card (rates & fees) will once more offer a rose gold option. Aside from the millennial-pink tinged hue, most of the attributes of the card remain the same.
The card earns high rewards on both food and flights, earning it a spot on both Forbes Advisor’s best cards for food delivery services and best travel rewards cards lists. The Amex Gold card earns Membership Rewards points at the following rates:
- 4 points per dollar spent at U.S. supermarkets, on up to $25,000 per year in purchases
- 4 points per dollar spent at restaurants worldwide, including takeout and delivery
- 3 points per dollar spent on flights booked directly with airlines or through amextravel.com
- 1 point per dollar spent on all other eligible purchases
The card also comes with an eye-catching welcome offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Membership Rewards points are valued for their flexibility. You can use them to offset your purchases, book travel or transfer them at a potentially greater value to one of nearly two dozen American Express travel transfer partners.
If fully maximized, the value of the card’s other features could outshine the cost of the annual fee. The Amex Gold card’s extras include:
- Up to $120 annually in dining credit. Earn up to a total of $10 in statement credits each month when you pay with the card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed and participating Shake Shack locations. Enrollment is required.
- Up to $120 in Uber Cash. Get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. when your eligible Gold card is added to your Uber account. Enrollment expires Dec. 31, 2021.
- An Uber Eats Pass worth up to $119. Get up to 12 free months of the pass when you use your card to subscribe. An Uber Eats Pass gives you an unlimited $0 delivery fee and 5% off orders over $15 at eligible restaurants. Enrollment expires Dec. 31, 2021.
- Rental car insurance. Get secondary rental coverage for loss or damage when you use your card to rent an eligible vehicle and decline the collision damage waiver at the rental car counter.
- Extended warranty and purchase protections. You’ll get coverage for up to one additional year when you use your card to make an eligible purchase. You’ll also receive coverage for damages, loss or stolen eligible goods for up to 90 days after purchase with the card.
Notably, starting on Feb. 4, 2021 cardholders who apply for and are approved for the Amex Gold will no longer receive a $100 airline fee credit. Those who were approved for the Amex Gold before then have until Dec. 31, 2021 to use this benefit.
How to Get Your Own Rose Gold Version
The rose gold version was first unveiled for a limited time in the summer of 2018, only to return again briefly in the summer of 2019 via referral only. Anyone who didn’t get it within one of those windows was out of luck. Now it’s a heck of a lot easier to get your hands on this hot hue.
For those interested in applying for the card, you can select from either the traditional gold version or the rose gold version during the application process. But if you already own the Gold card in the traditional yellow gold version, you can call American Express and ask them to send you a rose gold version.
You should know that American Express has not stated any end date for the availability of rose gold version Amex Gold. Keep in mind that even if you’re drawn to the card for its color, that shouldn’t factor into your decision to apply. Before applying for this—or any other card— make sure that your spending patterns match up with this card’s attributes.
