What happens if my stimulus check never shows up? Here’s what you can do

The IRS has now made 159 million coronavirus stimulus payments, the agency told CNET, but if you’re in the group still waiting to receive your check, you might be wondering if something is holding up your money. Maybe you’re even thinking your stimulus check isn’t coming at all. If you’re looking for answers, we have some information that might help, including how to contact the IRS if your check never arrives.

This story updates frequently with new information. If you’re seeking additional personal finance information, we have suggestions for how to spend the stimulus money, how the coronavirus may affect your rent payment and other ways to get financial relief during the pandemic.

First make absolutely sure you’re eligible for a stimulus check

Before you go any further, just double-check that you meet one of the qualifications for a stimulus payment. The numbers below are based on your 2018 or 2019 taxes (whichever you filed most recently). Specifically, you’ll need to know your AGI, or adjusted gross income, which you can find on your most recent 1040 federal tax form. For more questions about eligibility, like if you don’t normally file taxes, we recommend looking at our guide to the stimulus check.

You’re eligible to receive a stimulus check if:

  • You are a single US resident and have an AGI under $99,000.
  • You file as the head of a household (considered unmarried with at least one dependent) and earn less than $146,500.
  • You file jointly without children and earn under $198,000.
  • You are the parent of a child aged 16 or younger.

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